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Developments in the New Zealand banking industry

Author

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  • Denys Bruce

    (Reserve Bank of New Zealand)

Abstract

This article reviews developments in the New Zealand banking system for the year ending December 2001. Financial information extracted from registered banks' disclosure statements highlights a banking industry that is performing well and in a sound financial position. Banks' revenue sources have been subject to pressures from competition and funding constraints in recent years, but they have been able to offset those negative revenue influences through asset expansion, efficiency gains, diversification strategies, and the use of sound credit risk management techniques, so as to enable overall profitability to be maintained and enhanced.

Suggested Citation

  • Denys Bruce, 2002. "Developments in the New Zealand banking industry," Reserve Bank of New Zealand Bulletin, Reserve Bank of New Zealand, vol. 65, June.
    • Handle: RePEc:nzb:nzbbul:june2002:3
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    File URL: http://www.rbnz.govt.nz/-/media/ReserveBank/Files/Publications/Bulletins/2002/2002jun65-2mortlock.pdf
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    Cited by:

    1. Micahel Gordon & Leslie Hull & Clive Thorp, 2003. "Recent developments in New Zealand's financial stability," Reserve Bank of New Zealand Bulletin, Reserve Bank of New Zealand, vol. 66, September.

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