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Fintech Data Utilization Challenges

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  • Desislav Danov

    (University of National and World Economy, Sofia, Bulgaria)

Abstract

Fintech developments during the last several decades offer multifold opportunities for consumer-centric financial solutions. In the same time they create never seen before challenges and unfathomable threats, stemming from the two-layered structure of the Fintech business: financial and technological. These require drastically new approach towards regulatory and supervisory activity. One such critical issue is handling, management and data utilization, which is crucial for assuring the well-being of the Fintech consumers. Present paper argues in favour of taking seriously this matter and expolring a structured approach towards in in form of “Reverse incubators†– specialized facilities for consequential and orderly dissolution of Fintech companies while preserving their products and agregated data structures.

Suggested Citation

  • Desislav Danov, 2024. "Fintech Data Utilization Challenges," Innovative Information Technologies for Economy Digitalization (IITED), University of National and World Economy, Sofia, Bulgaria, issue 1, pages 44-50, October.
    • Handle: RePEc:nwe:iitfed:y:2024:i:1:p:44-50
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    File URL: https://www.unwe.bg/doi/iited/2024/IITED.2024.06.pdf
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