Global Trends In The Economy And Their Implications In Insurance

Active development of information and communication technologies of the early 21st century facilitate intensive development of relations and dependence between countries, for their integration and unification in major regional formations, as well as validation of large transnational companies, who hold significant stakes in global markets. The growing dynamics of information and communication technologies creates a favorable environment for the development of globalization, new challenges for insurance companies and to increase competition in the country and beyond. Amid so outlined short characteristics of globalized business environment, the purpose of this article can be defined as disclosure and study of the factors relationships and dependencies between the business environment and insurance, in order to increase the efficiency of activity of insurance companies and reduce or prevent risk situations for the insured objects. In writing this article used information from domestic and foreign literature, own observations and research of the author, legal documents, Web sites, etc. Expressed author's position is the result of a personal vision and perception of situations related to the risk insured objects and capabilities of insurance companies to reduce or prevent.