IDEAS home Printed from https://ideas.repec.org/a/mbr/jmbres/v12y2019i39p128-105.html
   My bibliography  Save this article

Investigation of Accuracy and Legitimacy of Deposit Insurance by Comparing with the Typical Insurances (in Persian)

Author

Listed:
  • fatemi zardan, yaghob

    (Iran)

Abstract

Nowadays, deposit insurance plays a significant role in the financial stability of countries, and most countries have implemented this system in their countries. However, since in the deposit insurance process, it is unknown whether something will happen in the future or not, there are still disagreements between jurisconsults concerning this system, and they believe that factors such as risk and gamble would enter deposit insurance. Therefore, this article aimed to investigate the Legitimacy of deposit insurance through the investigation of typical insurances and comparing them with deposit insurance. For this purpose, in this article, the secondary and descriptive-analytical techniques were adapted. According to the obtained results, it was identified that deposit insurance is a necessary, defined, logical, completed and probable contract, and risk and gamble are not included in deposit insurance. Finally, we realize that deposit insurance is independent from other contracts such as gift, peace and guarantee, and has no compliance with these contracts. Thus, if a contract is authenticated by religious laws, the contract can be used. Considering these conditions, deposit insurance is authenticated and its usage is permitted.

Suggested Citation

  • fatemi zardan, yaghob, 2019. "Investigation of Accuracy and Legitimacy of Deposit Insurance by Comparing with the Typical Insurances (in Persian)," Journal of Monetary and Banking Research (فصلنامه پژوهش‌های پولی-بانکی), Monetary and Banking Research Institute, Central Bank of the Islamic Republic of Iran, vol. 12(39), pages 128-105, May.
    • Handle: RePEc:mbr:jmbres:v:12:y:2019:i:39:p:128-105
    as

    Download full text from publisher

    File URL: http://jmbr.mbri.ac.ir/article-1-1091-en.pdf
    Download Restriction: no
    File URL: http://jmbr.mbri.ac.ir/article-1-1091-en.html
    Download Restriction: no
    File URL: http://jmbr.mbri.ac.ir/article-1-1091-fa.html
    Download Restriction: no
    ---><---

    More about this item

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:mbr:jmbres:v:12:y:2019:i:39:p:128-105. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: M. E. (email available below). General contact details of provider: https://edirc.repec.org/data/mbcbiir.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.