IDEAS home Printed from https://ideas.repec.org/a/kqi/journl/2019-2-2-3.html
   My bibliography  Save this article

The Role of Saving and Credit Co-operatives in Rural Women Empowerment in Dang, Nepal

Author

Listed:
  • Bhup KC

    (Nepalaya College, Nepal)

Abstract

Access and control over financial resources is necessary for long-term sustainability of women’s empowerment and their economic progress. This study investigates the role of savings and credit co-operative (SCC) in rural women empowerment in Dang, Nepal. Fifty members of Sirjana Women Saving and Credit Co-operative (SWSCC), Dang, Nepal were considered for the study. The results show that the members of the SWSCC have benefited from SCC with improved savings and access to credit/loans. The members have increased capital investment and started small scale businesses, which contributed to reducing their poverty levels. Only 20% of the households had annual income of more than NRs 100 thousand before joining the cooperative but this number increased to 54% after joining the cooperative. In addition, SWSCC was observed to be providing adult literacy classes to its members resulting in literate adults which helped in empowering the women. In addition, instances that women made decisions on health check-ups of the family members and participation on social meetings increased. The positive outcomes of the study suggest that the Nepalese women should increase their savings and eventually ensure their socioeconomic empowerment as well as contribute to the economic development of rural areas in Nepal.

Suggested Citation

  • Bhup KC, 2018. "The Role of Saving and Credit Co-operatives in Rural Women Empowerment in Dang, Nepal," Journal of Development Innovations, KarmaQuest International, vol. 2(2), pages 26-33, November.
    • Handle: RePEc:kqi:journl:2019-2-2-3
    as

    Download full text from publisher

    File URL: https://www.karmaquest.org/journal/index.php/ILGDI/article/view/38/28
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Punita Bhatt Datta & Robert Gailey, 2012. "Empowering Women through Social Entrepreneurship: Case Study of a Women's Cooperative in India," Entrepreneurship Theory and Practice, , vol. 36(3), pages 569-587, May.
    2. Shankar Ghimire & Taylor Rigatti & Nicholas Sexton, 2017. "Effect of Credit Cooperatives in Employment Generation: Evidence from Rural Nepal," Journal of Development Innovations, KarmaQuest International, vol. 1(1), pages 29-44, February.
    3. repec:kqi:journl:2017-1-2 is not listed on IDEAS
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. repec:kqi:journl:2018-2-2-1 is not listed on IDEAS
    2. Ankita Tandon & Unnikrishnan K. Nair, 2015. "Enactment of knowledge brokering: Agents, roles, processes and the impact of immersion," Working papers 183, Indian Institute of Management Kozhikode.
    3. Thilde Langevang & Katherine V. Gough & Paul W. K. Yankson & George Owusu & Robert Osei, 2015. "Bounded Entrepreneurial Vitality: The Mixed Embeddedness of Female Entrepreneurship," Economic Geography, Taylor & Francis Journals, vol. 91(4), pages 449-473, October.
    4. Jean C. Kouam & Simplice A. Asongu, 2022. "Effects of Taxation on Social Innovation and Implications for Achieving Sustainable Development Goals in Developing Countries: A Literature Review," Working Papers 22/046, European Xtramile Centre of African Studies (EXCAS).
    5. Gras, David & Nason, Robert S., 2015. "Bric by bric: The role of the family household in sustaining a venture in impoverished Indian slums," Journal of Business Venturing, Elsevier, vol. 30(4), pages 546-563.
    6. Sanghita Bhattacharjee & Bhaskar Goswami, 2020. "Determinants of Empowerment: An Insight from the Study of the Female Domestic Workers," Paradigm, , vol. 24(2), pages 226-238, December.
    7. Celestine Katongole & John C. Munene & Muhammed Ngoma & Samuel Dawa & Arthur Sserwanga, 2015. "Entrepreneur’s Intrapersonal Resources and Enterprise Success among Micro and Small Scale Women Entrepreneurs," Journal of Enterprising Culture (JEC), World Scientific Publishing Co. Pte. Ltd., vol. 23(04), pages 405-447, December.
    8. Norin Arshed & Dominic Chalmers & Russell Matthews, 2019. "Institutionalizing Women’s Enterprise Policy: A Legitimacy-Based Perspective," Entrepreneurship Theory and Practice, , vol. 43(3), pages 553-581, May.
    9. Welsh, Dianne H.B. & Kaciak, Eugene & Fadairo, Muriel & Doshi, Vijayta & Lanchimba, Cintya, 2023. "How to erase gender differences in entrepreneurial success? Look at the ecosystem," Journal of Business Research, Elsevier, vol. 154(C).
    10. Sanghita Bhattacharjee & Bhaskar Goswami, 2020. "Female Domestic Workers: Income Determinants and Empowerment Correlates—A Case Study," The Indian Journal of Labour Economics, Springer;The Indian Society of Labour Economics (ISLE), vol. 63(2), pages 483-498, June.
    11. Rajeev Goel & Devrim Göktepe-Hultén & Rati Ram, 2015. "Academics’ entrepreneurship propensities and gender differences," The Journal of Technology Transfer, Springer, vol. 40(1), pages 161-177, February.
    12. Verena Gramm & Cristina Dalla Torre & Andrea Membretti, 2020. "Farms in Progress-Providing Childcare Services as a Means of Empowering Women Farmers in South Tyrol, Italy," Sustainability, MDPI, vol. 12(2), pages 1-18, January.
    13. Kai Hockerts, 2017. "Determinants of Social Entrepreneurial Intentions," Entrepreneurship Theory and Practice, , vol. 41(1), pages 105-130, January.
    14. Sara Poggesi & Michela Mari & Luisa Vita, 2016. "What’s new in female entrepreneurship research? Answers from the literature," International Entrepreneurship and Management Journal, Springer, vol. 12(3), pages 735-764, September.
    15. Bonfanti, Angelo & De Crescenzo, Veronica & Simeoni, Francesca & Loza Adaui, Cristian R., 2024. "Convergences and divergences in sustainable entrepreneurship and social entrepreneurship research: A systematic review and research agenda," Journal of Business Research, Elsevier, vol. 170(C).
    16. Mohd Yasir Arafat & Javed Ali & Amit Kumar Dwivedi & Imran Saleem, 2020. "Social and Cognitive Aspects of Women Entrepreneurs: Evidence from India," Vikalpa: The Journal for Decision Makers, , vol. 45(4), pages 223-239, December.
    17. Elvis Dze Achuo & Simplice A. Asongu & Vanessa S. Tchamyou, 2022. "Women empowerment and environmental sustainability in Africa," Working Papers of The Association for Promoting Women in Research and Development in Africa (ASPROWORDA). 22/003, The Association for Promoting Women in Research and Development in Africa (ASPROWORDA).
    18. Ramani, Shyama V. & Thutupalli, Ajay & Medovarski, Tamas & Chattopadhyay, Sutapa & Ravichandran, Veena, 2013. "Women entrepreneurs in the informal economy: Is formalization the only solution for business sustainability?," MERIT Working Papers 2013-018, United Nations University - Maastricht Economic and Social Research Institute on Innovation and Technology (MERIT).
    19. Dheer, Ratan J.S. & Li, Mingxiang & Treviño, Len J., 2019. "An integrative approach to the gender gap in entrepreneurship across nations," Journal of World Business, Elsevier, vol. 54(6), pages 1-1.
    20. Alsen Florian Kapinga & Calkin Suero Montero, 2017. "Exploring the socio-cultural challenges of food processing women entrepreneurs in IRINGA, TANZANIA and strategies used to tackle them," Journal of Global Entrepreneurship Research, Springer;UNESCO Chair in Entrepreneurship, vol. 7(1), pages 1-24, December.
    21. Gupta, Parul & Chauhan, Sumedha & Paul, Justin & Jaiswal, M.P., 2020. "Social entrepreneurship research: A review and future research agenda," Journal of Business Research, Elsevier, vol. 113(C), pages 209-229.

    More about this item

    Keywords

    Microcredit; Women Empowerment; Saving and Credit Co-operatives;
    All these keywords.

    JEL classification:

    • O12 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development
    • I38 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Government Programs; Provision and Effects of Welfare Programs

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:kqi:journl:2019-2-2-3. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Bamadev Paudel (email available below). General contact details of provider: https://edirc.repec.org/data/sneeeea.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.