IDEAS home Printed from https://ideas.repec.org/a/jct/journl/v4y2009i2p25-30.html
   My bibliography  Save this article

Implementation of Basel – II Accord in India (Implications for Banking Governance)

Author

Listed:
  • Dr. M. Raja

    (Assistant Professor (S.G.), School of Management, Karunya University, Coimbatore, Tamil Nadu.)

  • Dr. J. Clement Sudhahar

    (Assistant Professor, School of Management, Karunya University, Coimbatore, Tamil Nadu.)

Abstract

Basel II is the recommendations on banking laws and regulations issued by the Basel Committee on Banking Supervision. The purpose of Basel II, in June 2004, is to create an international standard that banking regulators about how much capital banks need to put aside to guard against the types of financial and operational risks. Advocates of Basel II believe that such an international standard can help protect the international financial system from problems that might arise should a major bank or a series of banks collapse. In practice, Basel II attempts to setting up rigorous risk and capital management system. This requires the banker, to establish the mechanism to capital reserves, bank risk exposes, lending and investment practices. Generally speaking, the greater the amount of capital the bank needs to hold to safeguard its solvency and overall economic stability. India is also not exempted from this risk because it agreed to implement the Basel-II by 2008. With this background the present study is an attempt to provide a prelude to the implementation norms of Basel Accord-II in India and its implication for the concomitant corporate governance policies of banking sector.

Suggested Citation

  • Dr. M. Raja & Dr. J. Clement Sudhahar, 2009. "Implementation of Basel – II Accord in India (Implications for Banking Governance)," Journal of Commerce and Trade, Society for Advanced Management Studies, vol. 4(2), pages 25-30, October.
    • Handle: RePEc:jct:journl:v:4:y:2009:i:2:p:25-30
    as

    Download full text from publisher

    File URL: https://www.jctindia.org/index.php/jct/article/view/o09-mrjcs
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    stress; employee attraction; pressure; turnover; retention strategies;
    All these keywords.

    JEL classification:

    • A0 - General Economics and Teaching - - General
    • C0 - Mathematical and Quantitative Methods - - General

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:jct:journl:v:4:y:2009:i:2:p:25-30. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Dr. Himanshu Agarwal (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.