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CRM : A study of PNB at Karnal District (With special reference to Tele Banking)

Author

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  • Shivani Gupta

    (Senior Lecturer, Advance Institute of Management, Ghaziabad)

Abstract

Customer Relationship Management is a business strategy to acquire and retain the most valuable customer’s relationship. CRM requires a customer – centric business philosophy and culture to support effective marketing, sales and service processes. CRM applications can enable effective customer relationship management, if an enterprise has the right leadership, strategy, and culture. This study based on Customer relationship management in Punjab National Bank at Karnal Distt. for the duration of April 2008 to Dec. 2008. This paper has discovered that in a competitive environment, the one idea that is sure to succeed will be the customer centric model, where the organization builds long term strategic relationships with its customer. And PNB has been successful in achieving such relationship with customers.

Suggested Citation

  • Shivani Gupta, 2009. "CRM : A study of PNB at Karnal District (With special reference to Tele Banking)," Journal of Commerce and Trade, Society for Advanced Management Studies, vol. 4(1), pages 73-79, April.
  • Handle: RePEc:jct:journl:v:4:y:2009:i:1:p:73-79
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    More about this item

    Keywords

    stress; employee attraction; pressure; turnover; retention strategies;
    All these keywords.

    JEL classification:

    • A0 - General Economics and Teaching - - General
    • C0 - Mathematical and Quantitative Methods - - General

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