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Self-Reliance Micro-Finance in Tharparkar-Sindh: Suggested Techniques

Author

Listed:
  • Gobind M. Herani
  • Allah Wasayo Rajar
  • Ali Akbar Dhakan

Abstract

In this paper attempt has been made to analyze the conditions and possibilities for Self-Reliance Micro-Finance (SRMF), and propose a Thar Micro-Finance Bank (TMFB) and suggest implications. This study is about Tharparkar but concept is general. The study reveals that the proposed bank can be established in Tharparkar. Some active NGOs have started such type of programs in some of the villages out of these some people are getting benefits. Introducing this system requires motivation and awareness among people about its benefits. This system will give dual benefits, first the assistance and second completion of social and economic projects. People will get benefit at the required time. This practice will save time and expenditure, which would be utilized for the disbursement of funds to be distributed by donors and government at the time of famine conditions and other emergencies like earth quack, cyclone and damages during rainfall, etc. This system will provide the safety nets to Tharis that will alleviate poverty to enable the Thari people to prosper, thus improving the economy of Pakistan.

Suggested Citation

  • Gobind M. Herani & Allah Wasayo Rajar & Ali Akbar Dhakan, 2007. "Self-Reliance Micro-Finance in Tharparkar-Sindh: Suggested Techniques," Indus Journal of Management & Social Science (IJMSS), Department of Business Administration, vol. 1(2), pages 147-166, December.
    • Handle: RePEc:iih:journl:v:1:y:2007:i:2:p:147-166
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    References listed on IDEAS

    as
    1. Bryceson, Deborah Fahy, 1996. "Deagrarianization and rural employment in sub-Saharan Africa: A sectoral perspective," World Development, Elsevier, vol. 24(1), pages 97-111, January.
    2. Herani, Gobind M., 2002. "Agro-based Industry of Tharparkar and Barrage Area of Sindh: Solutions and Suggested Policy," MPRA Paper 16066, University Library of Munich, Germany.
    Full references (including those not matched with items on IDEAS)

    Citations

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    Cited by:

    1. Herani, Gobind M., 2011. "Mode of compensation to internally displaced persons (IDPs) from Thar coalfields areas of Sindh," MPRA Paper 34191, University Library of Munich, Germany.
    2. Gobind M. Herani, 2010. "Microfinance And Self-Help Finance System To Reduce Poverty From Pakistan: An It-Based Solution," Indus Journal of Management & Social Science (IJMSS), Department of Business Administration, vol. 4(1), pages 57-63, December.
    3. Herani, Gobind M., 2008. "Prospects of American Scholarship to Pakistani School Students," MPRA Paper 18763, University Library of Munich, Germany.
    4. Herani, Gobind M., 2008. "Livlihood Diversification and Opinion Polls’ Analysis: Evidence From Tharparkar-Sindh (Pakistan)," MPRA Paper 8050, University Library of Munich, Germany.
    5. Gobind M. Herani, 2010. "Global Poverty Reduction, Geographical Information System, Donations, Aids And Some Issues: A Proposed Model For Proper Dissemination In Real Time," Indus Journal of Management & Social Science (IJMSS), Department of Business Administration, vol. 4(1), pages 64-69, December.
    6. Gobind M. Herani & Pervez Wasim & Allah Wasayo Rajar & Riaz Ahmed Shaikh, 2008. "The Nature of Poverty and Its Prospects: Pakistan Evidence," Journal of Global Economy, Research Centre for Social Sciences,Mumbai, India, vol. 4(3), pages 184-195, September.
    7. Herani, Gobind M., 2007. "Computerized National Identify Card, NADRA KIOSKs and its prospects," MPRA Paper 6328, University Library of Munich, Germany.
    8. Jyotirmayee Kar & Mahamaya Kar, 2008. "Environment and Changing Agricultural Practices: Evidence from Orissa, India," Indus Journal of Management & Social Science (IJMSS), Department of Business Administration, vol. 2(2), pages 119-128, December.
    9. Herani, Gobind M., 2009. "Establishment of Micro-Finance Bank, Utilizing NADRA’s Computerized Facilities: Suggestions for BISP, Asian Bank, World Bank and Donors Agencies to Disburse Funds," MPRA Paper 19576, University Library of Munich, Germany.

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    More about this item

    Keywords

    Access to demand driven Self-reliance Microfinance; Depositing; Insurance; Education; Awareness; Motivation;
    All these keywords.

    JEL classification:

    • D31 - Microeconomics - - Distribution - - - Personal Income and Wealth Distribution
    • D92 - Microeconomics - - Micro-Based Behavioral Economics - - - Intertemporal Firm Choice, Investment, Capacity, and Financing
    • O35 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Social Innovation
    • O55 - Economic Development, Innovation, Technological Change, and Growth - - Economywide Country Studies - - - Africa
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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