IDEAS home Printed from https://ideas.repec.org/a/igg/jkss00/v5y2014i2p49-64.html
   My bibliography  Save this article

Preparing a Service System of Microfinance for the Unbanked in Myanmar

Author

Listed:
  • Hnin Pwint Aye

    (School of Knowledge Sciences, Japan Advanced Institute of Sciences and Technology, Ishikawa, Japan)

  • Yoshiteru Nakamori

    (School of Knowledge Sciences, Japan Advanced Institute of Sciences and Technology, Ishikawa, Japan)

Abstract

The objective of this paper is to create a service system to protect the security of financial system of microfinance and over indebtedness by improving the capacity of unbanked instead of strict legal procedures. The service system is one of the sub-systems of the access system. The access system including four sub-systems is constructed to moderate the severe legal procedures of MFI for rural unbanked in Myanmar to be able to easily borrow loans from a microfinance institution and to secure the financial system of MFI and over indebtedness of the clients. This paper applied a literature review to comprehend the causes of occurring over-indebtedness, importance of service to protect over-indebtedness and improve livelihoods of the poor. Two surveys collected the data of the current capacity of the poor from two perspectives and verified three hypotheses. As a result, unbanked in Myanmar have low capacity. The ideas for service system are explored depending on the current occupations of unbanked. A proposed service system is created on the ideas for the process of skill development training.

Suggested Citation

  • Hnin Pwint Aye & Yoshiteru Nakamori, 2014. "Preparing a Service System of Microfinance for the Unbanked in Myanmar," International Journal of Knowledge and Systems Science (IJKSS), IGI Global, vol. 5(2), pages 49-64, April.
    • Handle: RePEc:igg:jkss00:v:5:y:2014:i:2:p:49-64
    as

    Download full text from publisher

    File URL: http://services.igi-global.com/resolvedoi/resolve.aspx?doi=10.4018/ijkss.2014040104
    Download Restriction: no
    ---><---

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:igg:jkss00:v:5:y:2014:i:2:p:49-64. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Journal Editor (email available below). General contact details of provider: https://www.igi-global.com .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.