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A Financial Analysis of Mobile Money Services

Author

Listed:
  • Peter LYONS

    (Techpolis, Inc.)

Abstract

With limited reporting by mobile network operators (“MNOs”) on the financial performance of mobile money businesses, the paper develops a financial reporting framework to indentify (and quantify) operating costs associated with delivering mobile financial services to unbanked populations in emerging markets. The framework is based on a review of relevant literature and an analysis of the financial reporting of conventional money transfer businesses.

Suggested Citation

  • Peter LYONS, 2010. "A Financial Analysis of Mobile Money Services," Communications & Strategies, IDATE, Com&Strat dept., vol. 1(79), pages 29-40, 3rd quart.
    • Handle: RePEc:idt:journl:cs7902
    as

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    File URL: http://repec.idate.org/RePEc/idt/journl/CS7902/CS79_LYONS.pdf
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    References listed on IDEAS

    as
    1. Ignacio Mas, 2009. "The Economics of Branchless Banking," Innovations: Technology, Governance, Globalization, MIT Press, vol. 4(2), pages 57-75, April.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    Mobile money; M-PESA; financial analysis; mobile operators.;
    All these keywords.

    JEL classification:

    • O31 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Innovation and Invention: Processes and Incentives
    • O32 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Management of Technological Innovation and R&D
    • M30 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Marketing and Advertising - - - General

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