IDEAS home Printed from https://ideas.repec.org/a/ids/ijpman/v23y2025i1p22-37.html
   My bibliography  Save this article

Innovation resistance in mobile payment adoption among micro and small enterprises in Blitar Regency, East Java, Indonesia

Author

Listed:
  • Anna Widayani
  • Nilawati Fiernaningih
  • Pudji Herijanto

Abstract

This research aims to explore the phenomenon of innovation resistance to digital payment among micro and small enterprises (MSEs) in Indonesia. Despite the growing popularity of digital payment solutions in the country, many MSEs still exhibit reluctance to adopt these technologies. This research is quantitative research with a survey method. The population in this study is the owner of MSE in Blitar City, amounting to 4,793 MSE with a sample of 100 MSE. Data was gathered using a questionnaire and analysed using SEM-PLS software. The results of this study indicate that barriers to use, values, traditions, and images have a positive and significant effect on innovation resistance. Meanwhile, the risk barrier negatively and significantly affects innovation resistance. The innovation resistance variable has a positive and significant effect on behavioural intentions. In addition, behavioural intentions positively and significantly affect the actual use of mobile payments.

Suggested Citation

  • Anna Widayani & Nilawati Fiernaningih & Pudji Herijanto, 2025. "Innovation resistance in mobile payment adoption among micro and small enterprises in Blitar Regency, East Java, Indonesia," International Journal of Procurement Management, Inderscience Enterprises Ltd, vol. 23(1), pages 22-37.
    • Handle: RePEc:ids:ijpman:v:23:y:2025:i:1:p:22-37
    as

    Download full text from publisher

    File URL: http://www.inderscience.com/link.php?id=145558
    Download Restriction: Access to full text is restricted to subscribers.
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ids:ijpman:v:23:y:2025:i:1:p:22-37. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sarah Parker (email available below). General contact details of provider: http://www.inderscience.com/browse/index.php?journalID=255 .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.