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Measuring financial inclusion of indigenous women using G20 indicators: empirical evidence from rural India

Author

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  • Jogeswar Mahato
  • Manish Kumar Jha
  • Kumar Gaurav

Abstract

The study measures the financial inclusion of indigenous women using G20 financial inclusion indicators in India. The samples were gathered from 1,024 indigenous women residing in Sundargarh, Mayurbhanj, Koraput and Rayagada districts in Odisha state in India. The study has used structure equation modelling to measure the financial inclusion of indigenous women using G20 indicators. The results highlighted that access, usage and quality of financial products and services significantly promote financial inclusion among indigenous women in India. However, it is observed that 'usage' appeared to be the most significant indicator of financial inclusion among the other G20 FI indicators. The present study will benefit policymakers and practitioners in promoting financial inclusion among marginalised communities in developing countries. To achieve financial inclusion for marginalised and backward women, the government should strengthen the financial infrastructure to improve the accessibility and use of financial services.

Suggested Citation

  • Jogeswar Mahato & Manish Kumar Jha & Kumar Gaurav, 2025. "Measuring financial inclusion of indigenous women using G20 indicators: empirical evidence from rural India," Global Business and Economics Review, Inderscience Enterprises Ltd, vol. 32(2), pages 197-214.
    • Handle: RePEc:ids:gbusec:v:32:y:2025:i:2:p:197-214
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    More about this item

    Keywords

    financial inclusion; access; usage; quality; G20; indigenous women; self-help groups; measurement; rural; financial services.;
    All these keywords.

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General

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