IDEAS home Printed from https://ideas.repec.org/a/idn/journl/v5y2003i4bp43-63.html
   My bibliography  Save this article

Fungsi Intermediasi Perbankan Di Daerah: Pengukuran Dan Identifikasi Faktor-Faktor Yang Mempengaruhi

Author

Listed:
  • Piter Abdullah

    (Bank Indonesia)

  • Suseno

    (Bank Indonesia)

Abstract

The implementation of the Law No 22 and 25 in 1999 has been recognized as starting point for Indonesia in pursuing a comprehensive and ambitious decentralization program. Decentralization in further step has changed many things including people’s perception especially on the role of regional banks. For some extend the existing regional banks have been claimed as the main cause for “capital flight” from one region to other regions. LDR is used as the only one parameter for claiming that regional banks do not play its role as the intermediary institution and caused the “capital flight”. This paper, derived from the study of the effectiveness of regional banking conducted by PPSK BI, addressed the issue how regional banking should be assessed and what factors affect its effectiveness as intermediary institution. One of the findings of this study is that LDR should not be used as the only one parameter for the effectiveness of regional banks intermediary function. To assess whether regional bank have played its role effectively or not, this study proposed 3 other parameters: RLCR, TLCR and R2. Another important finding of this study is that banking decentralization in term of changes from branch office banking into unit office banking will affect positively the intermediation function of regional bank.

Suggested Citation

  • Piter Abdullah & Suseno, 2003. "Fungsi Intermediasi Perbankan Di Daerah: Pengukuran Dan Identifikasi Faktor-Faktor Yang Mempengaruhi," Bulletin of Monetary Economics and Banking, Bank Indonesia, vol. 5(4), pages 43-63, March.
    • Handle: RePEc:idn:journl:v:5:y:2003:i:4b:p:43-63
    DOI: https://doi.org/10.21098/bemp.v5i4.317
    as

    Download full text from publisher

    File URL: https://bulletin.bmeb-bi.org/cgi/viewcontent.cgi?article=1494&context=bmeb
    Download Restriction: no
    File URL: https://libkey.io/https://doi.org/10.21098/bemp.v5i4.317?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:idn:journl:v:5:y:2003:i:4b:p:43-63. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Lutzardo Tobing or Jimmy Kathon (email available below). General contact details of provider: https://edirc.repec.org/data/bigovid.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.