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PERBANKAN SYARIAH INDONESIA MENUJU MILLENIUM BARU Suatu Tinjauan Pengembangan, Pengawasan, dan Prospek

Author

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  • Dhani Gunawan

    (Bank Indonesia)

Abstract

Sejak awal abad pertengahan hingga awal abad ke-20 konsep bank syariah yang berintikan kepada bagi hasil masih merupakan kajian akademis oleh para ilmuwan muslim, dalam hal ini lebih banyak para ekonom atau bankir yang meragukan sistem perbankan syariah dapat diterapkan dalam sistem perekonomian. Sementara itu perbankan konvensional yang kita kenal dewasa ini merupakan suatu proses evolusi dan uji coba yang telah berjalan dengan mapan selama berabad-abad dalam masyarakat. Dengan perjalanan waktu yang cukup panjang tersebut, maka tidaklah mengherankan apabila persepsi hampir sebagian besar masyarakat tertanam pengertian bahwa hanya terdapat satu sistem perbankan di dunia ini, yaitu sistem operasi bank dengan bunga. Pengertian bahwa bank akan terkait dengan suku bunga merupakan suatu pengertian definitif dalam dunia bisnis, dan merupakan kaidah akademik pada berbagai literatur para pakar ekonomi perbankan.

Suggested Citation

  • Dhani Gunawan, 1999. "PERBANKAN SYARIAH INDONESIA MENUJU MILLENIUM BARU Suatu Tinjauan Pengembangan, Pengawasan, dan Prospek," Bulletin of Monetary Economics and Banking, Bank Indonesia, vol. 2(3), pages 69-87, December.
    • Handle: RePEc:idn:journl:v:2:y:1999:i:3g:p:69-87
    DOI: https://doi.org/10.21098/bemp.v2i3.276
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