IDEAS home Printed from https://ideas.repec.org/a/iab/iabzaf/v44i4p349-362.html
   My bibliography  Save this article

Health and disability insurance

Author

Listed:
  • Börsch-Supan, Axel

Abstract

"Disability insurance - the insurance against the loss of the ability to work - is a substantial part of social security expenditures in many countries. The benefit recipiency rates in disability insurance vary strikingly across European countries and the US. This paper investigates the extent of, and the causes for, this variation, using econometric analyses based on new data from SHARE, ELSA and HRS. We show that even after controlling for differences in the demographic structure and health status these differences remain. This holds for a broad set of objective and subjective physical and mental health measures as well as for contemporal, intertemporal and life-course specifications of health, including measures of childhood health. In turn, indicators of disability insurance generosity explain 75% of the cross-national variation. We conclude that it is not health but the country-specific design of early retirement and labor market institutions, and especially disability insurance rules, which explain the observed cross-country variation in the receipt of disability benefits." (Author's abstract, IAB-Doku) ((en))

Suggested Citation

  • Börsch-Supan, Axel, 2011. "Health and disability insurance," Zeitschrift für ArbeitsmarktForschung - Journal for Labour Market Research, Institut für Arbeitsmarkt- und Berufsforschung (IAB), Nürnberg [Institute for Employment Research, Nuremberg, Germany], vol. 44(4), pages 349-362.
    • Handle: RePEc:iab:iabzaf:v:44:i:4:p:349-362
    DOI: 10.1007/s12651-011-0058-6
    as

    Download full text from publisher

    File URL: https://doi.org/10.1007/s12651-011-0058-6
    Download Restriction: no
    File URL: https://libkey.io/10.1007/s12651-011-0058-6?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    References listed on IDEAS

    as
    1. Börsch-Supan, Axel & Roth, Henning, 2010. "Work Disability and Health over the Life Course," MEA discussion paper series 10228, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.
    2. repec:cup:apsrev:v:98:y:2004:i:01:p:191-207_00 is not listed on IDEAS
    3. Arie Kapteyn & James P. Smith & Arthur Van Soest, 2004. "Self-reported Work Disability in the US and The Netherlands," Working Papers WR-206, RAND Corporation.
    4. F. Thomas Juster & Richard Suzman, 1995. "An Overview of the Health and Retirement Study," Journal of Human Resources, University of Wisconsin Press, vol. 30, pages 7-56.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Börsch-Supan, Axel, 2011. "Health and disability insurance," Zeitschrift für ArbeitsmarktForschung - Journal for Labour Market Research, Institut für Arbeitsmarkt- und Berufsforschung (IAB), Nürnberg [Institute for Employment Research, Nuremberg, Germany], vol. 44(4), pages 349-362.
    2. Axel Börsch-Supan, 2010. "Work Disability: The Effects of Demography, Health, and Disability Insurance," NBER Chapters, in: Research Findings in the Economics of Aging, pages 37-58, National Bureau of Economic Research, Inc.
    3. Börsch-Supan, Axel, 2007. "Work Disability, Health, and Incentive Effects," MEA discussion paper series 07135, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.
    4. Börsch-Supan, Axel, 2007. "Work disability, health, and incentive effects," Papers 07-23, Sonderforschungsbreich 504.
    5. Thomas Leoni, 2011. "Fehlzeitenreport 2011. Krankheits- und unfallbedingte Fehlzeiten in Österreich," WIFO Studies, WIFO, number 42691, March.
    6. Rashmita Basu, 2013. "Willingness-to-pay to prevent Alzheimer’s disease: a contingent valuation approach," International Journal of Health Economics and Management, Springer, vol. 13(3), pages 233-245, December.
    7. Hank, Karsten & Jürges, Hendrik & Schupp, Jürgen & Wagner, Gert G., 2006. "Die Messung der Greifkraft als objektives Gesundheitsmaß in sozialwissenschaftlichen Bevölkerungsumfragen: Erhebungsmethodische und inhaltliche Befunde auf der Basis von SHARE und SOEP," Discussion Papers 2006/6, Technische Universität Berlin, School of Economics and Management.
    8. Elder, Harold W. & Rudolph, Patricia M., 2000. "Beliefs and actions: expectations and savings decisions by older Americans," Financial Services Review, Elsevier, vol. 9(1), pages 33-45, 00.
    9. Michael D. Hurd & James P. Smith, 2001. "Anticipated and Actual Bequests," NBER Chapters, in: Themes in the Economics of Aging, pages 357-392, National Bureau of Economic Research, Inc.
    10. Axel Börsch-Supan & Hendrik Jürges, 2012. "Disability, Pension Reform, and Early Retirement in Germany," NBER Chapters, in: Social Security Programs and Retirement around the World: Historical Trends in Mortality and Health, Employment, and Disability Insurance Participatio, pages 277-300, National Bureau of Economic Research, Inc.
    11. John Bound & Michael Schoenbaum & Timothy Waidmann, 1996. "Race Differences in Labor Force Attachment and Disability Status," NBER Working Papers 5536, National Bureau of Economic Research, Inc.
    12. Hugo Benitez-Silva & Moshe Buchinsky & John Rust & Emine Boz & Joseph B. Nichols & Sharbani Roy & Ignez Tristao, 2005. "Health Status, Insurance, and Expenditures in the Transition from Work to Retirement," Department of Economics Working Papers 05-11, Stony Brook University, Department of Economics.
    13. Wändi Bruine de Bruin & Michael F. Bryan & Simon M. Potter & Giorgio Topa & Wilbert Van der Klaauw, 2008. "Rethinking the measurement of household inflation expectations: preliminary findings," Staff Reports 359, Federal Reserve Bank of New York.
    14. Newton, Nicky J. & Ryan, Lindsay H. & King, Rachel T. & Smith, Jacqui, 2014. "Cohort differences in the marriage–health relationship for midlife women," Social Science & Medicine, Elsevier, vol. 116(C), pages 64-72.
    15. Khwaja, Ahmed & Silverman, Dan & Sloan, Frank, 2007. "Time preference, time discounting, and smoking decisions," Journal of Health Economics, Elsevier, vol. 26(5), pages 927-949, September.
    16. Kapteyn, Arie & Smith, James P. & van Soest, Arthur, 2009. "Life Satisfaction," IZA Discussion Papers 4015, Institute of Labor Economics (IZA).
    17. Michael Hurd & James P. Smith, 2002. "Expected Bequests and Their Distribution," NBER Working Papers 9142, National Bureau of Economic Research, Inc.
    18. Tamara Cadet & Shanna L. Burke & Frances Nedjat-Haiem & Louanne Bakk & Mitra Naseh & Adrienne Grudzien & Janice O’Driscoll & Amary Alcide, 2021. "Timing of Immigration Effects Asset Change Among Hispanic Caregivers of Older Family Members," Journal of Family and Economic Issues, Springer, vol. 42(3), pages 561-572, September.
    19. Michael D. Hurd & Susann Rohwedder, 2006. "Some Answers to The Retirement-Consumption Puzzle," Working Papers WR-342, RAND Corporation.
    20. Steven Haider & Gary Solon, 2006. "Life-Cycle Variation in the Association between Current and Lifetime Earnings," American Economic Review, American Economic Association, vol. 96(4), pages 1308-1320, September.

    More about this item

    Keywords

    Belgien ; Bundesrepublik Deutschland ; Dänemark ; Frankreich ; Griechenland ; Großbritannien ; Irland ; Israel ; Italien ; Niederlande ; Österreich ; Polen ; Schweden ; Schweiz ; Spanien ; Tschechische Republik ; USA ; Erwerbsminderung ; Erwerbsminderungsrente ; Gesundheitszustand ; institutionelle Faktoren ; internationaler Vergleich ; Leistungsanspruch ; medizinische Faktoren ; Anspruchsvoraussetzung ; psychische Faktoren ; Rentenbezug ; Sozialausgaben ; 2004-2009;
    All these keywords.

    JEL classification:

    • D31 - Microeconomics - - Distribution - - - Personal Income and Wealth Distribution
    • D63 - Microeconomics - - Welfare Economics - - - Equity, Justice, Inequality, and Other Normative Criteria and Measurement
    • I30 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - General
    • J11 - Labor and Demographic Economics - - Demographic Economics - - - Demographic Trends, Macroeconomic Effects, and Forecasts

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:iab:iabzaf:v:44:i:4:p:349-362. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: IAB, Geschäftsbereich Wissenschaftliche Fachinformation und Bibliothek (email available below). General contact details of provider: https://edirc.repec.org/data/iabbbde.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.