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Russian Banking System in Recent Years: General and Regional Perspectives

Author

Listed:
  • Tatyana L. Zhuravleva

    (Russian Presidential Academy of National Economy and Public Administration)

  • Maxim A. Leonov

    (Russian Presidential Academy of National Economy and Public Administration)

Abstract

This paper analyzes the development of the banking sector in Russia in recent years. It studies the access to financial services and the stability of the banking system with the special emphasis to regional development. Despite the growth of the deposit rate, the increased risks force banks to reduce lending that influences negatively their sustainability. The lack of the access to financial services together with decreasing competition level and growing concentration in the banking sector leads to the higher gap in financial development between Russian regions.

Suggested Citation

  • Tatyana L. Zhuravleva & Maxim A. Leonov, 2015. "Russian Banking System in Recent Years: General and Regional Perspectives," Finansovyj žhurnal — Financial Journal, Financial Research Institute, Moscow 125375, Russia, issue 6, pages 47-58, December.
    • Handle: RePEc:fru:finjrn:150605:p:47-58
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    Citations

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    Cited by:

    1. N. P. Pilnik & I. G. Pospelov & S. A. Radionov, 2020. "On Limits of the Influence of the Bank of Russia Key Rate on Indicators of the Russian Banking System," Studies on Russian Economic Development, Springer, vol. 31(2), pages 229-237, March.
    2. Darya V. Shvandar & Olga V. Koncevich, 2017. "Management of Structural Liquidity Surplus of the Banking System," Finansovyj žhurnal — Financial Journal, Financial Research Institute, Moscow 125375, Russia, issue 3, pages 57-70, June.
    3. Klachkova, O. & Solonina, D., 2022. "The impact of financial development on income inequality in the Russian regions," Journal of the New Economic Association, New Economic Association, vol. 54(2), pages 94-110.

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