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Strategic Management In Commercial Banks

Author

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  • Stelian PÂNZARU

    (Spiru Haret University, Faculty of Management Brasov, Romania)

Abstract

The current state of development of financial markets and financial system, and environmental developments in which they operate have imposed a different perspective approach to economic risk issues generally and the banking in particular. Until the 1970s the banking risks took into consideration just the credit risks in the bank’s relationships with customers and the payment system; as instability has already become a dominant feature of the economic environment, banks face new risks. To meet the new challenges one must identify risks and determine their causes and their influence, developing procedures, techniques and tools for measuring, mitigating and avoiding them, knowing that banking risks are a source of unexpected expenses .

Suggested Citation

  • Stelian PÂNZARU, 2011. "Strategic Management In Commercial Banks," Review of General Management, Spiru Haret University, Faculty of Management Brasov, vol. 14(2), pages 122-129, November.
    • Handle: RePEc:fmb:journl:v:14:y:2011:i:2:p:122-129
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    More about this item

    Keywords

    credit risk; banking globalization; multinational banks; European banking system; banking concentration.;
    All these keywords.

    JEL classification:

    • M10 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Administration - - - General
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G24 - Financial Economics - - Financial Institutions and Services - - - Investment Banking; Venture Capital; Brokerage

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