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Banking Trends: Has the Banking Industry Become Too Concentrated?

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  • James DiSalvo

Abstract

By one key measure, the banking market has become highly concentrated, but other measures suggest a more nuanced story.

Suggested Citation

  • James DiSalvo, 2023. "Banking Trends: Has the Banking Industry Become Too Concentrated?," Economic Insights, Federal Reserve Bank of Philadelphia, vol. 8(1), pages 11-26, March.
  • Handle: RePEc:fip:fedpei:95882
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    References listed on IDEAS

    as
    1. Andreas Fuster & Matthew Plosser & Philipp Schnabl & James Vickery, 2019. "The Role of Technology in Mortgage Lending," The Review of Financial Studies, Society for Financial Studies, vol. 32(5), pages 1854-1899.
    2. Allen N. Berger & Anil K. Kashyap & Joseph M. Scalise, 1995. "The Transformation of the U.S. Banking Industry: What a Long, Strange Trips It's Been," Brookings Papers on Economic Activity, Economic Studies Program, The Brookings Institution, vol. 26(2), pages 55-218.
    3. Berger, Allen N, et al, 2004. "Bank Concentration and Competition: An Evolution in the Making," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 36(3), pages 433-451, June.
    4. Allen N. Berger & Asli Demirgüč-Kunt & Joseph G. Haubrich & Ross Levine, 2004. "Introduction: Bank concentration and competition: an evolution in the making," Proceedings, Federal Reserve Bank of Cleveland, pages 433-451.
    Full references (including those not matched with items on IDEAS)

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