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Student Loan Trends in the Third Federal Reserve District

Author

Listed:
  • Thomas Hylands

Abstract

The state of the student loan market has received much attention in recent years, as the number of borrowers and their collective debt have risen dramatically. These trends have been particularly problematic in the wake of the 2007?09 recession because increased unemployment and suppressed income impair borrowers? ability to make payments on their loans. This report outlines the recent history of student borrowing in the Third Federal Reserve District and explores lending patterns, by the neighborhood income of the borrower, to better understand the implications for low- and moderate-income communities. Areas for further research to broaden understanding of the issue are also identified

Suggested Citation

  • Thomas Hylands, 2014. "Student Loan Trends in the Third Federal Reserve District," Cascade Focus, Federal Reserve Bank of Philadelphia, April.
    • Handle: RePEc:fip:fedpcf:0003
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    Download full text from publisher

    File URL: https://www.philadelphiafed.org/-/media/frbp/assets/community-development/reports/0414-cascade-focus-student-loan-trends.pdf
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    Cited by:

    1. Alvaro Mezza & Kamila Sommer, 2015. "A Trillion Dollar Question: What Predicts Student Loan Delinquencies?," Finance and Economics Discussion Series 2015-98, Board of Governors of the Federal Reserve System (U.S.).

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