IDEAS home Printed from https://ideas.repec.org/a/fip/fedlre/00120.html
   My bibliography  Save this article

Scale Matters: Community Banks and Compliance Costs

Author

Listed:
  • Drew Dahl
  • Andrew P. Meyer
  • Michelle Clark Neely

Abstract

Research shows that complying with government regulations is more burdensome for smaller community banks than larger community banks. Despite spending proportionately more resources on compliance, the smaller banks do not perform as well as the larger ones, at least in one key metric.

Suggested Citation

  • Drew Dahl & Andrew P. Meyer & Michelle Clark Neely, 2016. "Scale Matters: Community Banks and Compliance Costs," The Regional Economist, Federal Reserve Bank of St. Louis, issue July.
    • Handle: RePEc:fip:fedlre:00120
    as

    Download full text from publisher

    File URL: https://www.stlouisfed.org/~/media/Publications/Regional%20Economist/2016/July/scale_matters.pdf
    File Function: Full text
    Download Restriction: no
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Raphael Auer, 2019. "Embedded supervision: how to build regulation into blockchain finance," BIS Working Papers 811, Bank for International Settlements.
    2. Douglas Arner & Raphael Auer & Jon Frost, 2020. "Stablecoins: potential, risks and regulation," BIS Working Papers 905, Bank for International Settlements.
    3. Bouyon, Sylvain, 2018. "Cost and Value in Banks: A model fit for the digital era?," ECRI Papers 13577, Centre for European Policy Studies.
    4. Alex Fayman & Su‐Jane Chen & Timothy Mayes, 2022. "Community banks versus non‐community banks: Post the Great Recession," Economic Notes, Banca Monte dei Paschi di Siena SpA, vol. 51(2), July.
    5. Pietro Alessandrini & Luca Papi, 2018. "L'impatto della "bolla regolamentare" sulle banche: alcune valutazioni," Mo.Fi.R. Working Papers 150, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.
    6. Dia, Enzo & VanHoose, David, 2018. "Fixed costs and capital regulation: Impacts on the structure of banking markets and aggregate loan quality," Journal of Financial Stability, Elsevier, vol. 36(C), pages 53-65.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:fip:fedlre:00120. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Anna Oates (email available below). General contact details of provider: https://edirc.repec.org/data/frbslus.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.