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Alternative IDs, ITIN mortgages, and emerging Latino markets

Author

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  • Mari Gallagher

Abstract

Mainstream financial institutions ? banks, savings and loans, and credit unions ? create and allocate capital and economic opportunities through their central and defining function of taking in deposits and making loans. This process determines where credit and capital will flow. As such, it shapes nearly every aspect of our social, economic, and built environment. Market forces and regulatory structures behind this flow are powerful and, at times, contentious. Banking practices and public policy influence one another continually, but are continually impacted most by emerging market conditions.

Suggested Citation

  • Mari Gallagher, 2005. "Alternative IDs, ITIN mortgages, and emerging Latino markets," Profitwise, Federal Reserve Bank of Chicago, issue Mar, pages 2-8.
    • Handle: RePEc:fip:fedhpw:y:2005:i:mar:p:2-8
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    File URL: http://www.chicagofed.org/digital_assets/publications/profitwise_news_and_views/2005/03_2005_pnv.pdf
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    Citations

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    Cited by:

    1. Eileen Diaz McConnell & Enrico A. Marcelli, 2007. "Buying into the American Dream? Mexican Immigrants, Legal Status, and Homeownership in Los Angeles County," Social Science Quarterly, Southwestern Social Science Association, vol. 88(1), pages 199-221, March.

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