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A bank by any other name ..

Author

Listed:
  • Christian A. Johnson
  • George G. Kaufman

Abstract

?Banks? are regulated by the government. However, because the generic term bank applies to a number of different types of financial institutions that provide different services, different types of regulation are required. This issue has attracted much attention in recent years as nonfinancial firms?including Wal-Mart?attempted to obtain a ?bank.? This article traces changes in the definition of the term commercial bank for the purposes of regulation and discusses the implications for one type of ?bank?: industrial loan companies.

Suggested Citation

  • Christian A. Johnson & George G. Kaufman, 2007. "A bank by any other name ..," Economic Perspectives, Federal Reserve Bank of Chicago, vol. 31(Q IV), pages 37-49.
    • Handle: RePEc:fip:fedhep:y:2007:i:qiv:p:37-49:n:v.31no.4
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    Cited by:

    1. Howard Tenenbaum, 2021. "What is hiding behind the money accumulating in Utah?," Environment and Planning A, , vol. 53(8), pages 1879-1895, November.
    2. Ken-Hou Lin, 2016. "The Rise of Finance and Firm Employment Dynamics," Organization Science, INFORMS, vol. 27(4), pages 972-988, August.

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