IDEAS home Printed from https://ideas.repec.org/a/fip/fedfel/y2011ijuly18n2011-22.html
   My bibliography  Save this article

Securitization and small business

Author

Listed:
  • James A. Wilcox

Abstract

Small businesses have relied considerably on securitized markets for credit. The recent financial crisis led to a virtual cessation of securitization of some of the loans used by small businesses, such as commercial real estate mortgages, vehicle, and credit card loans. In addition, values of commercial and residential real estate, which small businesses often use as collateral for loans, dropped dramatically. As a consequence, small businesses may have experienced tighter credit conditions than larger businesses, which rely relatively less on those categories of loans and collateral.

Suggested Citation

  • James A. Wilcox, 2011. "Securitization and small business," FRBSF Economic Letter, Federal Reserve Bank of San Francisco, issue july18.
  • Handle: RePEc:fip:fedfel:y:2011:i:july18:n:2011-22
    as

    Download full text from publisher

    File URL: http://www.frbsf.org/publications/economics/letter/2011/el2011-22.html
    Download Restriction: no

    File URL: http://www.frbsf.org/publications/economics/letter/2011/el2011-22.pdf
    Download Restriction: no
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. John C. Williams, 2011. "The economic outlook and monetary policy," Speech 94, Federal Reserve Bank of San Francisco.
    2. Jackson, Paul & Madison, Florian, 2022. "Entrepreneurial finance and monetary policy," European Economic Review, Elsevier, vol. 141(C).

    More about this item

    Keywords

    Loans; small business finance;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:fip:fedfel:y:2011:i:july18:n:2011-22. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Federal Reserve Bank of San Francisco Research Library (email available below). General contact details of provider: https://edirc.repec.org/data/frbsfus.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.