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Fintech, Racial Equity, and an Inclusive Financial System

Author

Listed:
  • Rocio Sanchez-Moyano
  • Bina Shrimali

Abstract

This issue of the Community Development Innovation Review examines the promise and pitfalls of financial technology, or fintech, for fostering racial equity and greater financial inclusion. Edited in partnership with the SF Fed’s Fintech Team and Aspen Institute’s Financial Security Program, this issue brings together a broad set of voices from people working in various roles—including in technology, community development, economic inclusion, regulation, and investment—to contextualize gaps in the financial system and consider ways to address them. The authors examine dimensions of the fintech ecosystem that promote and those that hinder equity and inclusion. The issue also highlights partnership and design approaches to deepen impact. Fintech leaders are well-positioned to enable greater access to the financial system and are also faced with the potential for deepening existing inequities. This issue provides a starting place to explore this tension.

Suggested Citation

  • Rocio Sanchez-Moyano & Bina Shrimali, 2021. "Fintech, Racial Equity, and an Inclusive Financial System," Community Development Innovation Review, Federal Reserve Bank of San Francisco, vol. 15(2), pages 132-132, August.
    • Handle: RePEc:fip:fedfcr:92989
    DOI: 10.24148/cdir2021-02
    Note: The authors listed here are co-editors of Community Development Innovation Review, Volume 15, Issue 2, Summer 2021. This issue contains 14 separately titled and authored articles, each containing their own webpages, and may be accessed at https://www.frbsf.org/community-development/publications/community-development-investment-review/2021/august/fintech-racial-equity-inclusive-financial-system/;
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