IDEAS home Printed from https://ideas.repec.org/a/fip/fedcec/y2013iaug14n2013-10.html
   My bibliography  Save this article

Why small business lending isn’t what it used to be

Author

Listed:
  • Scott Shane
  • Ann Marie Wiersch

Abstract

Since the Great Recession, bank lending to small businesses has fallen significantly, and policymakers have become concerned that these businesses are not getting the credit they need. Many reasons have been suggested for the decline. Our analysis shows that it has multiple sources, which means that trying to address any single factor may be ineffective or make matters worse. Any intervention should take all of the many causes of the decline in small business lending into consideration.

Suggested Citation

  • Scott Shane & Ann Marie Wiersch, 2013. "Why small business lending isn’t what it used to be," Economic Commentary, Federal Reserve Bank of Cleveland, issue Aug.
    • Handle: RePEc:fip:fedcec:y:2013:i:aug14:n:2013-10
    DOI: 10.26509/frbc-ec-201310
    as

    Download full text from publisher

    File URL: https://doi.org/10.26509/frbc-ec-201310
    File Function: Full Text
    Download Restriction: no
    File URL: https://www.clevelandfed.org/-/media/project/clevelandfedtenant/clevelandfedsite/publications/economic-commentary/2013/ec-201310-why-small-business-lending/ec-201310-why-small-business-lending-isnt-what-it-used-to-be-pdf.pdf
    File Function: Full Text
    Download Restriction: no
    File URL: https://libkey.io/10.26509/frbc-ec-201310?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Julapa Jagtiani & Catharine Lemieux, 2016. "Small Business Lending After the Financial Crisis: A New Competitive Landscape for Community Banks," Economic Perspectives, Federal Reserve Bank of Chicago, issue 3.
    2. Jagtiani, Julapa & Lemieux, Catharine, 2016. "Small Business Lending: Challenges and Opportunities for Community Banks," Working Papers 16-02, University of Pennsylvania, Wharton School, Weiss Center.
    3. Heil, Mark, 2019. "Missing the cut? How threshold effects distort U.S. small business lending trends," Finance Research Letters, Elsevier, vol. 28(C), pages 82-86.
    4. Alex Fayman & Su‐Jane Chen & Timothy Mayes, 2022. "Community banks versus non‐community banks: Post the Great Recession," Economic Notes, Banca Monte dei Paschi di Siena SpA, vol. 51(2), July.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:fip:fedcec:y:2013:i:aug14:n:2013-10. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: 4D Library (email available below). General contact details of provider: https://edirc.repec.org/data/frbclus.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.