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Ohio and Pennsylvania: Two Approaches to Judicial Foreclosure Alternatives

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  • Thomas J. Fitzpatrick
  • Joseph Ott

Abstract

As the number of foreclosures continues to rise across the country, many policymakers are creating alternatives to foreclosure. Two counties in the Federal Reserve's Fourth District?Cuyahoga County in Ohio, which encompasses Cleveland, and Allegheny County in Pennsylvania, encompassing Pittsburgh?have developed mediation and diversion programs aimed at mitigating the externalities associated with foreclosure, such as reduced property values and increased crime rates in surrounding neighborhoods.

Suggested Citation

  • Thomas J. Fitzpatrick & Joseph Ott, 2010. "Ohio and Pennsylvania: Two Approaches to Judicial Foreclosure Alternatives," Community Reinvestment Report, Federal Reserve Bank of Cleveland, issue Fall, pages 1-12.
    • Handle: RePEc:fip:fedccr:00001
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