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El sistema financiero y la distribución de los créditos mediante la banca privada en el Ecuador

Author

Listed:
  • Patricia Espinoza Pérez
  • Deneydi Alfredo Sarango Obaco
  • Gary Fernando Cox Tóala

Abstract

La canalización de los recursos mediante la intermediación financiera a través de la banca privada ecuatoriana ha tenido un notable crecimiento, conforme aumenta el volumen de depósitos, las entidades financieras incrementan la asignación de créditos e inversiones. Por lo que, se demuestra que el sector financiero ecuatoriano es sólido y sin riesgo, la confianza se evidencia mediante el nivel de los depósitos, los mismos que tienen una línea de tendencia creciente, a partir del año 2016 por USD 29.910 millones, y los depósitos generados hasta el año 2017 de USD 34.805,3 millones, lo cual genera buena capacidad de recuperación y dinamismo. Finalmente, la banca privada maneja niveles de solvencia, liquidez y cobertura, ocasionando mayor confianza en los sectores de la producción.

Suggested Citation

  • Patricia Espinoza Pérez & Deneydi Alfredo Sarango Obaco & Gary Fernando Cox Tóala, 2018. "El sistema financiero y la distribución de los créditos mediante la banca privada en el Ecuador," Observatorio de la Economía Latinoamericana, Servicios Académicos Intercontinentales SL. Hasta 31/12/2022, issue 245, july.
    • Handle: RePEc:erv:observ:y:2018:i:245:11
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