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Demografía y pensiones: una relación no convencional

Author

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  • Mercedes Ayuso Gutiérrez

    (Departamento de Econometría, Estadística y Economía Aplicada, Riskcenter IREA, Universitat de Barcelona)

Abstract

Life expectancy has established itself as the preeminent biometric indicator in the field of pensions. An analysis of all the factors that might impact the measurement of the longevity risk becomes a priority if what we seek is to design, in actuarial terms, equitable pensions for all. This article summarises the consequences of underestimating life expectancy following retirement, and examines the impact that an individual’s socioeconomic factors, including level of personal wealth and marital status, can have on the number of years lived and on the absence of actuarial equity in a pension system.

Suggested Citation

  • Mercedes Ayuso Gutiérrez, 2019. "Demografía y pensiones: una relación no convencional," EKONOMIAZ. Revista vasca de Economía, Gobierno Vasco / Eusko Jaurlaritza / Basque Government, vol. 96(02), pages 204-227.
    • Handle: RePEc:ekz:ekonoz:2019209
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    More about this item

    Keywords

    equidad actuarial intergeneracional; equidad actuarial intrageneracional; esperanza de vida; riesgo de longevidad;
    All these keywords.

    JEL classification:

    • J14 - Labor and Demographic Economics - - Demographic Economics - - - Economics of the Elderly; Economics of the Handicapped; Non-Labor Market Discrimination
    • I18 - Health, Education, and Welfare - - Health - - - Government Policy; Regulation; Public Health
    • I31 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - General Welfare, Well-Being

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