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El seguro en la moderna teoría financiera

Author

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  • Angel Berges Lobera

    (Catedrático de Economía Financiera y Contabilidad, U.A.M. y Socio-Director de Análisis Financieros Internacionales, S.A.)

Abstract

The use of financial asset valuation models in insurance contracts originales two problems which are very difficult to solve. Firstly, the fact that insumable risks have an individual character which makes them diversifiable from the perspectiva of the insurance company but not from the insurees outlook. Secondly, that individual character introduces a different perception of the magnitude of the risk from the respective points of view of the insurer and insuree. The purpose of this article is to analyze both peculiar characteristics of insurance by means of modern financial asset valuation approaches.

Suggested Citation

  • Angel Berges Lobera, 1994. "El seguro en la moderna teoría financiera," EKONOMIAZ. Revista vasca de Economía, Gobierno Vasco / Eusko Jaurlaritza / Basque Government, vol. 29(02), pages 94-109.
    • Handle: RePEc:ekz:ekonoz:1994205
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    More about this item

    Keywords

    Productos financieros; seguros;

    JEL classification:

    • G12 - Financial Economics - - General Financial Markets - - - Asset Pricing; Trading Volume; Bond Interest Rates
    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies

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