The Consequences of the Inflow of Capital from the Area of the European Union

The main purpose of the article is to investigate changes in property structure which took place in the Polish banking sector from the beginning of the nineties to the present time. The direction of changes of banking in Poland was determined by the policy of demonopolization of the sector with an increasing share of foreign investors. The endeavours of Poland towards membership in the European Union are accompanied by strengthening of economic-financial relationships with the states of the Union, which as a consequence also causes that most of the investments to the banking sector in Poland came actually from this area. The presence of such a numerous group of foreign banks, especially from the second half of the nineties, has decisive meaning in the forming of a new quality of financial services in Poland. Moreover an additional motor accelerating the transformation is the obligation of Poland in the scope of achieving conformity in the general directions and goals of regulations defining the framework for functioning of the banking system. The forthcoming time of the entry of Poland to the European Union and the predominant share of financial institutions controlled by subjects from the member countries cause that the direction of changes in the banking sector in Poland for the nearest years will be determined by events occurring on the Uniform Financial Market.