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Encouraging entrepreneurship through digital inclusive finance

Author

Listed:
  • Chen, Zhuo
  • Zhang, Jialu
  • Liu, Xiawei

Abstract

Utilizing survey data obtained from the China Household Finance Survey and Research Center (CHFS) across the years 2017, 2019, and 2021, this paper examines the impact of digital inclusive finance on individuals' decisions to embark on entrepreneurial ventures. The study underscores that advancements in digital inclusive finance notably stimulate entrepreneurship among Chinese residents, largely due to its expansive coverage and deep integration. By enabling the efficient allocation of financial resources, digital inclusive finance promotes the proliferation of entrepreneurial activities among the general populace.

Suggested Citation

  • Chen, Zhuo & Zhang, Jialu & Liu, Xiawei, 2025. "Encouraging entrepreneurship through digital inclusive finance," Finance Research Letters, Elsevier, vol. 74(C).
    • Handle: RePEc:eee:finlet:v:74:y:2025:i:c:s1544612324017446
    DOI: 10.1016/j.frl.2024.106715
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