Does the big data credit platform reduce corporate credit resource mismatch: Evidence from China
Author
Abstract
Suggested Citation
DOI: 10.1016/j.frl.2024.106133
Download full text from publisher
As the access to this document is restricted, you may want to search for a different version of it.
References listed on IDEAS
- David Dollar & Shang-Jin Wei, 2007.
"Das (Wasted) Kapital: Firm Ownership and Investment Efficiency in China,"
IMF Working Papers
2007/009, International Monetary Fund.
- David Dollar & Shang-Jin Wei, 2007. "Das (Wasted) Kapital: Firm Ownership and Investment Efficiency in China," NBER Working Papers 13103, National Bureau of Economic Research, Inc.
- Allen, Franklin & Qian, Jun & Qian, Meijun, 2005.
"Law, finance, and economic growth in China,"
Journal of Financial Economics, Elsevier, vol. 77(1), pages 57-116, July.
- Franklin Allen & Jun Qian & Meijun Qian, 2002. "Law, Finance, and Economic Growth in China," Center for Financial Institutions Working Papers 02-44, Wharton School Center for Financial Institutions, University of Pennsylvania.
- Banna, Hasanul & Kabir Hassan, M. & Rashid, Mamunur, 2021. "Fintech-based financial inclusion and bank risk-taking: Evidence from OIC countries," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 75(C).
- Berger, Allen N. & Udell, Gregory F., 2006. "A more complete conceptual framework for SME finance," Journal of Banking & Finance, Elsevier, vol. 30(11), pages 2945-2966, November.
- Fungáčová, Zuzana & Kochanova, Anna & Weill, Laurent, 2015.
"Does Money Buy Credit? Firm-Level Evidence on Bribery and Bank Debt,"
World Development, Elsevier, vol. 68(C), pages 308-322.
- Zuzana Fungácová & Anna Kochanova & Laurent Weill, 2014. "Does Money Buy Credit? Firm-Level Evidence on Bribery and Bank Debt," Working Papers of LaRGE Research Center 2014-05, Laboratoire de Recherche en Gestion et Economie (LaRGE), Université de Strasbourg.
- Fungáčová, Zuzana & Weill, Laurent & Kochanova, Anna, 2014. "Does money buy credit? Firm-level evidence on bribery and bank debt," BOFIT Discussion Papers 4/2014, Bank of Finland Institute for Emerging Economies (BOFIT).
- Guo, Junyan & Fang, Hanqing & Liu, Xuexin & Wang, Cizhi & Wang, Yuan, 2023. "FinTech and financing constraints of enterprises: Evidence from China," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 82(C).
- Agrawal, Ajay & Gans, Joshua S. & Goldfarb, Avi, 2019.
"Exploring the impact of artificial Intelligence: Prediction versus judgment,"
Information Economics and Policy, Elsevier, vol. 47(C), pages 1-6.
- Ajay K. Agrawal & Joshua S. Gans & Avi Goldfarb, 2018. "Exploring the Impact of Artificial Intelligence: Prediction versus Judgment," NBER Working Papers 24626, National Bureau of Economic Research, Inc.
- Lai, Xiaobing & Yue, Shujing & Guo, Chong & Zhang, Xinhe, 2023. "Does FinTech reduce corporate excess leverage? Evidence from China," Economic Analysis and Policy, Elsevier, vol. 77(C), pages 281-299.
- Shane A. Corwin & Paul Schultz, 2012. "A Simple Way to Estimate Bid‐Ask Spreads from Daily High and Low Prices," Journal of Finance, American Finance Association, vol. 67(2), pages 719-760, April.
- Maryam Farboodi & Laura Veldkamp, 2020. "Long-Run Growth of Financial Data Technology," American Economic Review, American Economic Association, vol. 110(8), pages 2485-2523, August.
- Ji, Yu & Shi, Lina & Zhang, Shunming, 2022. "Digital finance and corporate bankruptcy risk: Evidence from China," Pacific-Basin Finance Journal, Elsevier, vol. 72(C).
- Bollaert, Helen & Lopez-de-Silanes, Florencio & Schwienbacher, Armin, 2021. "Fintech and access to finance," Journal of Corporate Finance, Elsevier, vol. 68(C).
- Julapa Jagtiani & Catharine Lemieux, 2019.
"The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform,"
Financial Management, Financial Management Association International, vol. 48(4), pages 1009-1029, December.
- Julapa Jagtiani & Catharine Lemieux, 2018. "The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the LendingClub Consumer Platform," Working Papers 18-15, Federal Reserve Bank of Philadelphia.
- Fuster, Elena & Padilla-Meléndez, Antonio & Lockett, Nigel & del-Águila-Obra, Ana Rosa, 2019. "The emerging role of university spin-off companies in developing regional entrepreneurial university ecosystems: The case of Andalusia," Technological Forecasting and Social Change, Elsevier, vol. 141(C), pages 219-231.
- Long Jin & Changchun Pan & Yan Li & Xinmiao Liu, 2022. "How Can FinTech Reduce Corporate Zombification Risk?," Emerging Markets Finance and Trade, Taylor & Francis Journals, vol. 58(15), pages 4350-4360, December.
- Li, Pei & Lu, Yi & Wang, Jin, 2016. "Does flattening government improve economic performance? Evidence from China," Journal of Development Economics, Elsevier, vol. 123(C), pages 18-37.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Liu, Haiming & Hu, Jikong, 2025. "Bank Fintech and firm leverage adjustment speed: Evidence from China," Research in International Business and Finance, Elsevier, vol. 73(PA).
- Choudhary, Priya & Thenmozhi, M., 2024. "Fintech and financial sector: ADO analysis and future research agenda," International Review of Financial Analysis, Elsevier, vol. 93(C).
- Xia, Yanchun & Qiao, Zhilin & Xie, Guanghua, 2022. "Corporate resilience to the COVID-19 pandemic: The role of digital finance," Pacific-Basin Finance Journal, Elsevier, vol. 74(C).
- Liu, Haiming & Hu, Jikong, 2024. "The impact of bank fintech on corporate debt default," Pacific-Basin Finance Journal, Elsevier, vol. 86(C).
- Zhang, Xiaoyan & Li, Jinbao & Xiang, Dong & Worthington, Andrew C., 2023. "Digitalization, financial inclusion, and small and medium-sized enterprise financing: Evidence from China," Economic Modelling, Elsevier, vol. 126(C).
- Cull, Robert & Li, Wei & Sun, Bo & Xu, Lixin Colin, 2015.
"Government connections and financial constraints: Evidence from a large representative sample of Chinese firms,"
Journal of Corporate Finance, Elsevier, vol. 32(C), pages 271-294.
- Cull, Robert & Li, Wei & Sun, Bo & Xu, Lixin Colin, 2013. "Government connections and financial constraints : evidence from a large representative sample of Chinese firms," Policy Research Working Paper Series 6352, The World Bank.
- Robert Cull & Wei Li & Bo Sun & Lixin Colin Xu, 2015. "Government Connections and Financial Constraints: Evidence from a Large Representative Sample of Chinese Firms," International Finance Discussion Papers 1129, Board of Governors of the Federal Reserve System (U.S.).
- Cuadros-Solas, Pedro J. & Cubillas, Elena & Salvador, Carlos, 2023. "Does alternative digital lending affect bank performance? Cross-country and bank-level evidence," International Review of Financial Analysis, Elsevier, vol. 90(C).
- Lei Xu & Qian Liu & Bin Li & Chen Ma, 2022. "Fintech business and firm access to bank loans," Accounting and Finance, Accounting and Finance Association of Australia and New Zealand, vol. 62(4), pages 4381-4421, December.
- Wu, Fei & Hu, Yan & Shen, Me, 2024. "The color of FinTech: FinTech and corporate green transformation in China," International Review of Financial Analysis, Elsevier, vol. 94(C).
- Lin, Tse-Chun & Liu, Jinyu & Ni, Xiaoran, 2022. "Foreign bank entry deregulation and stock market stability: Evidence from staggered regulatory changes," Journal of Empirical Finance, Elsevier, vol. 69(C), pages 185-207.
- Guariglia, Alessandra & Poncet, Sandra, 2008.
"Could financial distortions be no impediment to economic growth after all? Evidence from China,"
Journal of Comparative Economics, Elsevier, vol. 36(4), pages 633-657, December.
- Alessandra Guariglia & Sandra Poncet, 2008. "Could financial distortions be no impediment to economic growth after all? Evidence from China," Post-Print hal-00649295, HAL.
- Alessandra Guariglia & Sandra Poncet, 2008. "Could financial distortions be no impediment to economic growth after all? Evidence from China," Université Paris1 Panthéon-Sorbonne (Post-Print and Working Papers) hal-00649295, HAL.
- Kislat, Carmen & Menkhoff, Lukas & Neuberger, Doris, 2013.
"The use of collateral in formal and informal lending,"
VfS Annual Conference 2013 (Duesseldorf): Competition Policy and Regulation in a Global Economic Order
79765, Verein für Socialpolitik / German Economic Association.
- Kislat, Carmen & Menkhoff, Lukas & Neuberger, Doris, 2013. "The use of collateral in formal and informal lending," Kiel Working Papers 1879, Kiel Institute for the World Economy (IfW Kiel).
- Xue, Shengxi & Cao, Taiyun & Yu, Qianqian & Liu, Yuanyuan, 2024. "Clan culture and corporate cash holdings: Are private companies supported by informal institutions?," Pacific-Basin Finance Journal, Elsevier, vol. 86(C).
- Agarwal, Natasha & Milner, Chris & Riaño, Alejandro, 2014.
"Credit constraints and spillovers from foreign firms in China,"
Journal of Banking & Finance, Elsevier, vol. 48(C), pages 261-275.
- Natasha Agarwal & Chris Milner & Alejandro Riano, 2014. "Credit Constraints and Spillovers from Foreign Firms in China," Discussion Papers 2014/07, University of Nottingham, Centre for Finance, Credit and Macroeconomics (CFCM).
- Ding, Haoyuan & Ni, Bei & Xue, Chang & Zhang, Xiaoyu, 2022. "Land holdings and outward foreign direct investment: Evidence from China," Journal of International Money and Finance, Elsevier, vol. 124(C).
- Ding, Sai & Guariglia, Alessandra & Knight, John, 2013.
"Investment and financing constraints in China: Does working capital management make a difference?,"
Journal of Banking & Finance, Elsevier, vol. 37(5), pages 1490-1507.
- Ding, Sai & Guariglia, Alessandra & Knight, John, 2010. "Investment and financing constraints in China: does working capital management make a difference?," SIRE Discussion Papers 2010-112, Scottish Institute for Research in Economics (SIRE).
- John Knight & Sai Ding and Alessandra Guariglia, 2010. "Investment and financing constraints in China: does working capital management make a difference?," Economics Series Working Papers 521, University of Oxford, Department of Economics.
- Sai Ding & Alessandra Guariglia & John Knight, 2011. "Investment and financing constraints in China: does working capital management make a difference?," Discussion Papers 11/06, University of Nottingham, GEP.
- Sai Ding & Alessandra Guariglia & John Knight, 2010. "Investment and financing constraints in China: does working capital management make a difference?," Department of Economics Working Papers 2010_03, Durham University, Department of Economics.
- Sai Ding & Alessandra Guariglia & John Knight, 2010. "Investment and financing constraints in China: does working capital management make a difference?," Working Papers 2010_33, Business School - Economics, University of Glasgow.
- Jun Du & Sourafel Girma, 2009. "Source of Finance, Growth and Firm Size - Evidence from China," WIDER Working Paper Series RP2009-03, World Institute for Development Economic Research (UNU-WIDER).
- Chen, Minjia & Guariglia, Alessandra, 2013. "Internal financial constraints and firm productivity in China: Do liquidity and export behavior make a difference?," Journal of Comparative Economics, Elsevier, vol. 41(4), pages 1123-1140.
- Sumon Kumar Bhaumik & Manisha Chakrabarty & Ali M. Kutan & Ekta Selarka, 2021.
"How Effective are Stock Market Reforms in Emerging Market Economies? Evidence from a Panel VAR Model of the Indian Stock Market,"
Journal of Quantitative Economics, Springer;The Indian Econometric Society (TIES), vol. 19(4), pages 795-818, December.
- Bhaumik, Sumon Kumar & Chakrabarty, Manisha & Kutan, Ali M. & Selarka, Ekta, 2018. "How Effective are Stock Market Reforms in Emerging Market Economies? Evidence from a Panel VAR Model of the Indian Stock Market," GLO Discussion Paper Series 290, Global Labor Organization (GLO).
- Kowalewski, Oskar & Pisany, Paweł, 2022.
"Banks' consumer lending reaction to fintech and bigtech credit emergence in the context of soft versus hard credit information processing,"
International Review of Financial Analysis, Elsevier, vol. 81(C).
- Kowalewski & Pawel Pisany, 2021. "Banks’ consumer lending reaction to fintech and bigtech credit emergence in the context of soft versus hard credit information processing," Working Papers 2021-ACF-07, IESEG School of Management.
More about this item
Keywords
Big data credit platform; Credit resource mismatch; Quasi-natural experiment;All these keywords.
Statistics
Access and download statisticsCorrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:eee:finlet:v:69:y:2024:i:pa:s1544612324011620. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Catherine Liu (email available below). General contact details of provider: http://www.elsevier.com/locate/frl .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.