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Financial technology and financing constraints

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  • Du, Lixia
  • Geng, Baiyang

Abstract

This paper selects listed companies from 2012 to 2022 as the research sample and empirically analyzes the primary channels and ways of FinTech on corporate financing constraints. It is found that the enhancement of the level of financial technology helps to reduce the financing constraints of listed companies; the enhancement of the level of financial technology helps to improve the information asymmetry problem existing in listed companies, which in turn reduces the financing constraints of listed companies. The quality of information disclosure plays a negative moderating role between financial technology and the financing constraints of listed companies.

Suggested Citation

  • Du, Lixia & Geng, Baiyang, 2024. "Financial technology and financing constraints," Finance Research Letters, Elsevier, vol. 60(C).
  • Handle: RePEc:eee:finlet:v:60:y:2024:i:c:s1544612323012138
    DOI: 10.1016/j.frl.2023.104841
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    References listed on IDEAS

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