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The Factors Affecting the Access to Banking Credits of Family Businesses in Tra Vinh Province, Vietnam

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  • Ha Hong Nguyen

    (Head of Banking and Finance Department, Tra Vinh University, Vietnam)

Abstract

The study on the factors affecting the access to banking credits of family businesses in Tra Vinh province by directing survey of 250 family businesses in 7 districts and 01 city in Tra Vinh province in which multivariable regression model has been used. The results show that the access to banking credits of family businesses depends on gender, education, years of experience, income, assets and social relations. Based on the results of the analysis, it could be proposed that a number of measures to improve the ability to borrow capital from credit institutions for family businesses and at the same time imply policies for commercial banks in the province. Tra Vinh can improve the ability to serve family businesses better in the future.

Suggested Citation

  • Ha Hong Nguyen, 2018. "The Factors Affecting the Access to Banking Credits of Family Businesses in Tra Vinh Province, Vietnam," International Journal of Economics and Financial Issues, Econjournals, vol. 8(5), pages 64-67.
    • Handle: RePEc:eco:journ1:2018-05-10
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    References listed on IDEAS

    as
    1. Shahidur R. Khandker, 2005. "Microfinance and Poverty: Evidence Using Panel Data from Bangladesh," The World Bank Economic Review, World Bank, vol. 19(2), pages 263-286.
    2. Francis Nathan Okurut, 2006. "Access to credit by the poor in South Africa: Evidence from Household Survey Data 1995 and 2000," Working Papers 13/2006, Stellenbosch University, Department of Economics.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    family businesses; credit institutions; banking credits; commercial banks; multi-variable regression;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • M1 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Administration

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