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Microfinance And Women Empowerment- Empirical Evidence From The Indian States

Author

Listed:
  • S.SARAVANAN
  • Devi Prasad DASH

Abstract

Microcredit is essentially utilised as the source of empowerment among the poor women in both rural and urban areas of the Indian states. Based on a panel of the Indian states for the period 2007 to 2014, our study examines the impact of women empowerment via the number of women Self Help Groups and women employment opportunities. Our empirical evidence finds that both are complementary to each other. Furthermore, we notice that changes in percapita income and poverty rate influence the scope for women employment and outreach of women SHGs across the Indian states. Factors like increasing access to bank loans and female literacy also help improve the women empowerment drive. The implications of the findings are discussed in the paper.

Suggested Citation

  • S.SARAVANAN & Devi Prasad DASH, 2017. "Microfinance And Women Empowerment- Empirical Evidence From The Indian States," Regional and Sectoral Economic Studies, Euro-American Association of Economic Development, vol. 17(2), pages 61-74.
    • Handle: RePEc:eaa:eerese:v:17:y2017:i:2_4
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    References listed on IDEAS

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    Blog mentions

    As found by EconAcademics.org, the blog aggregator for Economics research:
    1. 30. Selected readings on Women economics by the Euro-American Associations, 2001-2017
      by MCG Blogs de Economía in Euro-American Association: World Development on 2018-03-17 18:42:00

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    Cited by:

    1. Kanika Rana & Brinda Viswanathan, 2019. "Patterns of Access to Microfinance Loans in India," Review of Development and Change, , vol. 24(2), pages 259-279, December.

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    More about this item

    Keywords

    Microfinance; Self-Help Group; Women Empowerment; India.;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • C23 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Models with Panel Data; Spatio-temporal Models
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination

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