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Finanzielle Sozialisation und finanzielles Wissen

Author

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  • Tim Kaiser

Abstract

In diesem Beitrag stelle ich Ergebnisse aus einer explorativen Studie vor, in der das Finanzwissen von Studierenden und die Rolle zentraler Agenten der finanziellen Sozialisation untersucht wurden. In der Studie wurde eine adaptierte Version einer Skala des objektiven Finanzwissens verwendet. In einer multivariaten Regression wurde die Vorhersagekraft sozialisationsspezifischer Variablen in Bezug auf das Finanzwissen geschätzt. Durch die Regressionsanalysen werden circa 20 Prozent der Varianz im Finanzwissen von Studierenden erklärt. Geschlecht, Einkommen, Selbsteinschätzung der allgemeinen mathematischen Fähigkeiten und elterliche Sozialisation in Form der Ritualisierung von Taschengeldzahlungen werden als Korrelate des finanziellen Wissens identifiziert.

Suggested Citation

  • Tim Kaiser, 2017. "Finanzielle Sozialisation und finanzielles Wissen," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, vol. 86(4), pages 17-30.
    • Handle: RePEc:diw:diwvjh:86-4-3
    DOI: 10.3790/vjh.86.4.17
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    Cited by:

    1. Oberrauch, Luis & Kaiser, Tim, 2020. "Economic competence in early secondary school: Evidence from a large-scale assessment in Germany," International Review of Economics Education, Elsevier, vol. 35(C).

    More about this item

    Keywords

    Financial literacy; financial knowledge; item response theory; financial socialization;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance

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