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Was leistet die Riester-Rente für die Sicherung im Alter?

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  • Volker Meinhardt
  • Rudolf Zwiener

Abstract

Ten years after the Riester pension was introduced, two things become apparent: First, the pension gap, created by the reforms of 2001 and 2004, cannot be closed by Riester savings; second, the promised higher yields - compared to the traditional pension scheme - have not materialized. Eine Bewertung der Riester-Rente nach zehn Jahren zeigt, dass mit ihr weder die Rentenlücken, die durch die Reformmaßnahmen 2001 und 2004 entstanden sind, in der Regel geschlossen werden können noch dass sich die - im Vergleich zur gesetzlichen Rente - versprochenen höheren Renditen einstellen dürften.

Suggested Citation

  • Volker Meinhardt & Rudolf Zwiener, 2012. "Was leistet die Riester-Rente für die Sicherung im Alter?," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, vol. 81(2), pages 205-211.
    • Handle: RePEc:diw:diwvjh:81-2-14
    DOI: 10.3790/vjh.81.2.205
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    References listed on IDEAS

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    1. Corneo, Giacomo & Keese, Matthias & Schröder, Carsten, 2010. "The effect of saving subsidies on household saving: Evidence from Germany," Discussion Papers 2010/3, Free University Berlin, School of Business & Economics.
    2. Julia Simonson & Nadiya Kelle & Laura Romeu Gordo & Markus M. Grabka & Anika Rasner & Christian Westermeier, 2012. "Ostdeutsche Männer um 50 müssen mit geringeren Renten rechnen," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, vol. 79(23), pages 3-13.
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    More about this item

    Keywords

    Private and public pension systems; rate of return of different pension systems;

    JEL classification:

    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions

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