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Opportunities And Challenges Of Cross-Border Banking: Focus On Pan-African Banks

Author

Listed:
  • Meriem Chafik

    (Cadi Ayyad University)

  • Mohammed Nabil El Mabrouki

    (Cadi Ayyad University)

Abstract

There has been a remarkable increase of the regional banking operations across the African continent over the past two decades. This resulted from macroeconomic improvements and economic growth. As a result, African banks increased their geographical operations to emerge as regional groups holding a considerable market share compared to their historically predominant competitors. However, the literature on the pan-African banking industry to understand better this phenomenon is still scarce, which limits having a bigger and inclusive picture of all the key elements influencing this noteworthy growth. This research paper articulates a review based on previous academic research works, and highlights the most important opportunities that regional banks seized, as well as the challenges they faced in order to lead their cross-border banking operations successfully across the region.

Suggested Citation

  • Meriem Chafik & Mohammed Nabil El Mabrouki, 2022. "Opportunities And Challenges Of Cross-Border Banking: Focus On Pan-African Banks," Economic Archive, D. A. Tsenov Academy of Economics, Svishtov, Bulgaria, issue 4 Year 20, pages 1-14.
    • Handle: RePEc:dat:earchi:y:2022:i:4:p:1-14
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    File URL: http://hdl.handle.net/10610/4715
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    References listed on IDEAS

    as
    1. Franklin N. Ngwu & Chris Ogbechie & Kalu Ojah, 2019. "Growing cross-border banking in Sub-Saharan Africa and the need for a regional centralized regulatory authority," Journal of Banking Regulation, Palgrave Macmillan, vol. 20(3), pages 274-285, September.
    2. Stijn Claessens & Neeltje Van Horen, 2014. "Foreign Banks: Trends and Impact," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 46(s1), pages 295-326, February.
    Full references (including those not matched with items on IDEAS)

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    Cited by:

    1. Ana Ivanova, 2022. "The Health Insurance Reform In Bulgaria - Financing Models And Status Evaluation," Economic Archive, D. A. Tsenov Academy of Economics, Svishtov, Bulgaria, issue 4 Year 20, pages 79-98.
    2. Desislava Koleva-Stefanova, 2022. "The Dynamic Transformations On The Labour Market In Bulgaria In Conditions Of Digital Technologies And Pandemic," Economic Archive, D. A. Tsenov Academy of Economics, Svishtov, Bulgaria, issue 4 Year 20, pages 37-57.
    3. Rayna Petrova, 2022. "The Competence-Based Approach Through The Prism Of Academic Training In Management Accounting," Economic Archive, D. A. Tsenov Academy of Economics, Svishtov, Bulgaria, issue 4 Year 20, pages 58-78.

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    More about this item

    Keywords

    Africa; Africa-to-Africa; Cross-border banking; Interna-tionalization; Pan-African banks;
    All these keywords.

    JEL classification:

    • F21 - International Economics - - International Factor Movements and International Business - - - International Investment; Long-Term Capital Movements
    • F23 - International Economics - - International Factor Movements and International Business - - - Multinational Firms; International Business
    • G15 - Financial Economics - - General Financial Markets - - - International Financial Markets
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O55 - Economic Development, Innovation, Technological Change, and Growth - - Economywide Country Studies - - - Africa

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