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Mediating Reputation: Credit Reporting Systems in American History

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  • Lipartito, Kenneth

Abstract

Examining the development of credit reporting in the United States, this article shows how new, formal methods of assessment of risk and trustworthiness came to mediate business reputations in the credit market over the past century and a half. It focuses on the conflicts over reputation provoked by the new means of assessment and how those conflicts were controlled through organizational procedures and routines as new methodologies were introduced. After World War II seemingly objective quantitative methodologies for evaluating credit worthiness were developed, but they did not eliminate the place of reputation in business decision-making.

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  • Lipartito, Kenneth, 2013. "Mediating Reputation: Credit Reporting Systems in American History," Business History Review, Cambridge University Press, vol. 87(4), pages 655-677, January.
    • Handle: RePEc:cup:buhirw:v:87:y:2013:i:04:p:655-677_00
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    Cited by:

    1. Mary Eschelbach Hansen & Nicolas L. Ziebarth, 2017. "Credit Relationships and Business Bankruptcy during the Great Depression," American Economic Journal: Macroeconomics, American Economic Association, vol. 9(2), pages 228-255, April.

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