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Comportamiento del microcrédito en Colombia durante el periodo 2010-2014: exploración desde la perspectiva de la Escuela de Ohio y del Grameen Bank

Author

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  • Ómar Villamizar Jiménez
  • Julio César Ducón Salas

Abstract

Este artículo tiene como objetivo presentar una descripción del comportamiento que tuvo el microcrédito en Colombia durante el periodo 2010-2014; se realizó un análisis exploratorio basado en los conceptos de la Escuela de Ohio y el Grameen Bank. Las unidades representativas propuestas para la realización del estudio se fundamentaron en la cuenta de cartera que durante el periodo analizado reportaron las entidades que, en el mercado colombiano, ofrecen este tipo de créditos. Como producto del análisis se encontró que la generación de oportunidades y el acceso a servicios financieros se relacionan con las políticas de bancarización implementadas por los últimos gobiernos con el fin de auxiliar a los microempresarios colombianos, lo cual está en mayor sintonía con los principios de la Escuela de Ohio.

Suggested Citation

  • Ómar Villamizar Jiménez & Julio César Ducón Salas, 2017. "Comportamiento del microcrédito en Colombia durante el periodo 2010-2014: exploración desde la perspectiva de la Escuela de Ohio y del Grameen Bank," Revista Equidad y Desarrollo, Universidad de la Salle, issue 30, pages 221-244, December.
    • Handle: RePEc:col:000452:016316
    DOI: 10.19052/ed.4175
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    More about this item

    Keywords

    Microcrédito; microfinanzas; bancarización; pobreza; servicios;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G29 - Financial Economics - - Financial Institutions and Services - - - Other

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