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Cohesión social en créditos grupales: cumplidos, regulares e incumplidos

Author

Listed:
  • Gonzalo Haro-Álvarez
  • Ariadna Hernández-Rivera

Abstract

Resumen: El presente trabajo consiste en comparar y explicar el papel de la cohesión social en grupos que obtienen un crédito por una Institución de Banca de Nicho, categorizados como grupos cumplidos, regulares e incumplidos. La metodología es cualitativa, describiendo el comportamiento de los créditos grupales a partir de su contextualización y la construcción de una tabla de valoración de la cohesión social por grupos. Entre los principales resultados: los grupos de créditos cumplidos presentan mayor cohesión entre sus miembros, principalmente si están casados. La demora en reuniones y pagos es la principal causa del deterioro de los grupos. Contextualizar el entorno de los créditos grupales explica en mayor medida las causas que deterioran los vínculos entre sus miembros e instituciones financieras.

Suggested Citation

  • Gonzalo Haro-Álvarez & Ariadna Hernández-Rivera, 2021. "Cohesión social en créditos grupales: cumplidos, regulares e incumplidos," Revista Sociedad y Economía, Universidad del Valle, CIDSE, issue 44, September.
    • Handle: RePEc:col:000172:019633
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    References listed on IDEAS

    as
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    More about this item

    Keywords

    cohesión social; créditos; banca múltiple; banca de nicho.;
    All these keywords.

    JEL classification:

    • I39 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Other
    • P34 - Political Economy and Comparative Economic Systems - - Socialist Institutions and Their Transitions - - - Finance
    • Z13 - Other Special Topics - - Cultural Economics - - - Economic Sociology; Economic Anthropology; Language; Social and Economic Stratification

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