IDEAS home Printed from https://ideas.repec.org/a/col/000093/020174.html
   My bibliography  Save this article

Actitud financiera, comportamiento financiero y conocimiento financiero en México

Author

Listed:
  • Osvaldo García Mata
  • Ana Luz Zorrilla del Castillo
  • Arturo Briseño García
  • Eduardo Arango Herrera

Abstract

El objetivo de esta investigación es analizar los determinantes del alfabetismo financiero (AF) en México, a través de sus componentes: actitud, comportamiento y conocimiento. Se emplearon análisis de varianzas y modelos logit ordenados, aplicados a datos de 2018 de la Encuesta Nacional de Inclusión Financiera (ENIF). Se confirma que (1) el nivel de AF es bajo, (2) existe una brecha de género y (3) la educación es el factor de mayor influencia en el AF. Estos hallazgos son de utilidad en el diseno y la instrumentación de políticas de inclusión financiera. ****** The purpose of this paper is to analyse the determinants of financial literacy (FL) in Mexico, through its components: attitude, behaviour, and knowledge. An analysis of variance and ordered logit models were applied to the 2018 data from the National Survey on Financial Inclusion (NSFI). The results confirm that FL is low, a gender gap exists, and education is the factor that most influences FL in Mexico. These findings are useful in designing and implementing financial inclusión policies. ****** O objetivo desta pesquisa é analisar os determinantes da alfabetizacao financeira (AF) no México, por meio de seus componentes: atitude, comportamento e conhecimento. Utilizaram-se análises de variancias e Modelos Logit ordenados, aplicados aos dados de 2018 da Pesquisa Nacional de Inclusao Financeira (ENIF). Confirma-se que (1) o nível de AF é baixo, (2) existe uma lacuna de genero e (3) a educacao é o fator de maior influencia na AF. Essas descobertas sao úteis no design e na implementacao de políticas de inclusao financeira.

Suggested Citation

  • Osvaldo García Mata & Ana Luz Zorrilla del Castillo & Arturo Briseño García & Eduardo Arango Herrera, 2021. "Actitud financiera, comportamiento financiero y conocimiento financiero en México," Revista Cuadernos de Economia, Universidad Nacional de Colombia, FCE, CID, vol. 40(83), pages 431-457, August.
    • Handle: RePEc:col:000093:020174
    as

    Download full text from publisher

    File URL: https://revistas.unal.edu.co/index.php/ceconomia/article/view/83247
    Download Restriction: no
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Francisco J. Oliver-Márquez & Almudena Guarnido-Rueda & Ignacio Amate-Fortes & Diego Martínez-Navarro, 2024. "Regional Comparative Analysis on the Determinants of the Spaniards’ Financial Knowledge," Journal of the Knowledge Economy, Springer;Portland International Center for Management of Engineering and Technology (PICMET), vol. 15(1), pages 4203-4238, March.
    2. Hernández-Rivera, Ariadna, 2023. "Brecha de género en la confianza de productos y servicios financieros desde la perspectiva del comportamiento," Revista Finanzas y Politica Economica, Universidad Católica de Colombia, vol. 15(1), pages 245-273, January.
    3. Alfredo Cuecuecha Mendoza, 2024. "The effect of remittances on financial literacy in Mexico," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, vol. 19(1), pages 1-22, Enero - M.

    More about this item

    Keywords

    actitud financiera; comportamiento financiero; conocimiento financiero.;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • G53 - Financial Economics - - Household Finance - - - Financial Literacy
    • I25 - Health, Education, and Welfare - - Education - - - Education and Economic Development
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:col:000093:020174. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Facultad de Ciencias Economicas Unal (email available below). General contact details of provider: https://edirc.repec.org/data/funalco.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.