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The Specific Of The Current Account In Relation To The Customer

Author

Listed:
  • Rodica Mariana Tarlea

    (Dimitrie Cantemir Christian University, Bucharest, Faculty of Economic Sciences Cluj-Napoca)

Abstract

To initiate a relationships with the bank, any customer, individual or legal entity must open a current account with the bank. Opening a bank current account implies an account agreement, concluded in writing by mutual consent. Based on this agreement the current account is opened, which will be the intermediary for performing all transactions between customers and the bank, with the exceptions resulting from the express will of the parties, which are usually those concerning bank loans. The specific of this account is that all incoming operations shall guaranteeone another and shall merge to createthe balancewhilethe closing of the account is done in concrete terms agreed in the contract.

Suggested Citation

  • Rodica Mariana Tarlea, 2014. "The Specific Of The Current Account In Relation To The Customer," Management Intercultural, Romanian Foundation for Business Intelligence, Editorial Department, issue 30, pages 274-280, April.
    • Handle: RePEc:cmj:interc:y:2014:i:30:p:274-280
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    More about this item

    Keywords

    current account; current account contract; operations; Current account opening; current account closing; bank fees;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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