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Zeitbombe Rentenversicherung – doch durchgreifende Reformen sind nicht in Sicht

Author

Listed:
  • Joachim Ragnitz
  • Marcel Thum

Abstract

Durch den demografischen Wandel – insbesondere den Eintritt der Babyboomer ins Rentenalter – drohen massive Finanzierungsprobleme in der deutschen Rentenversicherung, da immer weniger Erwerbstätige für immer mehr Rentnerinnen und Rentner aufkommen müssen. Reformen der Vergangenheit haben nur begrenzt gewirkt, und jüngste Maßnahmen verschärfen die Probleme oft noch. Der Beitrag empfiehlt eine regelgebundene Anpassung des gesetzlichen Renteneintrittsalters an die ferne Lebenserwartung, auch wenn das politisch gegenwärtig unpopulär ist. Zusätzlich sollte die Haltelinie für das Rentenniveau abgeschafft und zugleich der Nachhaltigkeitsfaktor erhöht werden. Ein umfangreicherer Eingriff wäre ein Wechsel zu einer reinen Inflationsanpassung der Renten.

Suggested Citation

  • Joachim Ragnitz & Marcel Thum, 2025. "Zeitbombe Rentenversicherung – doch durchgreifende Reformen sind nicht in Sicht," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 78(01), pages 14-18, January.
    • Handle: RePEc:ces:ifosdt:v:78:y:2025:i:01:p:14-18
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    More about this item

    Keywords

    Rentenfinanzierung; Rentenpolitik; Demografischer Wandel; Rentenreform;
    All these keywords.

    JEL classification:

    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • J26 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Retirement; Retirement Policies
    • J14 - Labor and Demographic Economics - - Demographic Economics - - - Economics of the Elderly; Economics of the Handicapped; Non-Labor Market Discrimination

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