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Sonderprogramm – sachsenfrei? KfW-Mittelstandsbankkredite nach regionaler Gliederung

Author

Listed:
  • Christian Ochsner

Abstract

Die Kreditanstalt für Wiederaufbau – kurz KfW – fördert seit über 60 Jahren die deutsche Wirtschaft mit Darlehen zu vergünstigten Konditionen. Dabei fördert der Geschäftsbereich KfW-Mittelstandsbank insbesondere den deutschen Mittelstand sowie Existenzgründer. Dieser Artikel veranschaulicht die regionale Gliederung der Kreditzusagevolumen der KfW-Mittelstandsbank. Während in den Jahren vor der Finanzund Wirtschaftskrise das Kreditvergabevolumen nur gemächlich wuchs, ist es infolge verschiedenster Sonderprogramme seit 2009 förmlich explodiert. Damit einhergehend kam es auch zu Verschiebungen der regionalen Verteilung des Kreditvolumens. Ostdeutsche Flächenländer überholten bezüglich der zugesprochenen Unternehmenskredite die westdeutschen Bundesländer. Hingegen riefen Unternehmen aus Sachsen kaum Kredite aus diesen Sonderprogrammen ab. Damit erklärt sich der relative Rückgang der Kreditzusagen an sächsische Unternehmen durch die KfW-Mittelstandsbank im Vergleich zu anderen (ostdeutschen) Bundesländern.

Suggested Citation

  • Christian Ochsner, 2015. "Sonderprogramm – sachsenfrei? KfW-Mittelstandsbankkredite nach regionaler Gliederung," ifo Dresden berichtet, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 22(05), pages 25-31, October.
    • Handle: RePEc:ces:ifodre:v:22:y:2015:i:05:p:25-31
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    File URL: https://www.ifo.de/DocDL/ifodb-2015-05-Ochsner-Mittelstandskredite.pdf
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    References listed on IDEAS

    as
    1. Bastian Alm & Martin Meurers, 2015. "Wesentliche Fakten zur „Investitionsschwäche“ in Deutschland," Wirtschaftsdienst, Springer;ZBW - Leibniz Information Centre for Economics, vol. 95(1), pages 24-31, January.
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    More about this item

    Keywords

    Wirtschaftsförderung; Kredit; KMU; Gründungsförderung; Kreditgeschäft; Deutschland; Sachsen;
    All these keywords.

    JEL classification:

    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers
    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • M13 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Administration - - - New Firms; Startups

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