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Electronic Banking Services in Economy Based on Knowledge

Author

Listed:
  • Rabontu Cecilia Irina

    (Constantin Brancusi University, Faculty of Economics, Romania)

Abstract

The term "electronic banking" or "ebanking" covers both computer and telephone banking. Using computer banking, a charity’s computer either dials directly into its bank's computer or gains access to the bank’s computer over the internet. Using telephone banking, the charity controls its bank accounts by giving the bank instructions over the telephone. Both computer and telephone banking involve the use of passwords which give access to the charity’s accounts.Technological innovation and competition among existing banking organizations have allowed a wider array of banking products and services to become accessible and delivered through the Internet. The rapid development of e-banking capabilities carries risks as well as benefits. The bankers are to recognize, address and manage banking institutions in a prudent manner according to the fundamental characteristics and challenges of e-banking services.

Suggested Citation

  • Rabontu Cecilia Irina, 2009. "Electronic Banking Services in Economy Based on Knowledge," Annals - Economy Series, Constantin Brancusi University, Faculty of Economics, vol. 1, pages 49-68, May.
    • Handle: RePEc:cbu:jrnlec:y:2009:v:1:p:49-68
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    Citations

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    Cited by:

    1. Aza Alhasadi & Yavuz Demirel, 2020. "The role of the knowledge economy in the development of banking services in Libya," International Journal of Research in Business and Social Science (2147-4478), Center for the Strategic Studies in Business and Finance, vol. 9(4), pages 343-355, July.

    More about this item

    Keywords

    banking system; electronic banking; telephone banking; internet banking; internet-based payments;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G24 - Financial Economics - - Financial Institutions and Services - - - Investment Banking; Venture Capital; Brokerage
    • D23 - Microeconomics - - Production and Organizations - - - Organizational Behavior; Transaction Costs; Property Rights
    • O11 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Macroeconomic Analyses of Economic Development

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