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Richesse immobilière et encours des prêts immobiliers : quelles divergences territoriales aujourd'hui ?

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  • Thomas Lefebvre
  • Arnaud Simon

Abstract

Since 2015 and the beginning of the Quantitative Easing policy by the European Central Bank, the residential loans stock increased by 17 % in France, while the residential wealth just increased by 2,4 %. French departments where the residential wealth decreases and in the same time the total amount of credit increases by more than 17 % are not scarce. This article documents a variety of regional situations : appropriate financing, under-financing, over-financing or absence of voluntarist policy. Whether it be in terms of financial stability or territorial planning, identifying the territories of the wealth-credit divergence is a crucial issue. Classification JEL : E05, R03, R05.

Suggested Citation

  • Thomas Lefebvre & Arnaud Simon, 2018. "Richesse immobilière et encours des prêts immobiliers : quelles divergences territoriales aujourd'hui ?," Revue d'économie financière, Association d'économie financière, vol. 0(4), pages 233-248.
    • Handle: RePEc:cai:refaef:ecofi_132_0233
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