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Quelle régulation pour les nouveaux entrants dans l’industrie des paiements ?

Author

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  • Olivier Guersent

Abstract

The payments industry is changing. This activity that was still reserved to banks a few years ago opened in recent years to new players, the so called payment service providers. Continuous innovation and digitization of the economy are once again shaking the market. Not only new competitors continue to appear on the market by attacking activities that banks used to monopolize, but in addition, new technologies are changing payments. Mobile payment, peer-to-peer, instant payments are revolutions that the market will have to integrate in the coming years. The legal framework had to adapt and allow new players to enter this market to make it even more competitive. The card market is not left apart, also covered by legislation that sets up a number of rules to make it more competitive. Classification JEL: E42, G28, L86.

Suggested Citation

  • Olivier Guersent, 2015. "Quelle régulation pour les nouveaux entrants dans l’industrie des paiements ?," Revue d'économie financière, Association d'économie financière, vol. 0(4), pages 169-180.
    • Handle: RePEc:cai:refaef:ecofi_120_0169
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    JEL classification:

    • E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Sytsems; Standards; Regimes; Government and the Monetary System
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • L86 - Industrial Organization - - Industry Studies: Services - - - Information and Internet Services; Computer Software

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