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Assurance maladie et risque moral ex ante. L'incidence du type de risque sanitaire

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  • Franck Bien

Abstract

This paper investigates the impact of health risk on insurance contract with hazard moral. We use a bi-dimensional utility function (wealth and health status). We prove that the type of health risk influences the equilibrium of insurance market. A full coverage is possible with moral hazard. Finally, the link between health risk and co-payment can be invalided. Classification JEL : D8, I1

Suggested Citation

  • Franck Bien, 2004. "Assurance maladie et risque moral ex ante. L'incidence du type de risque sanitaire," Revue économique, Presses de Sciences-Po, vol. 55(3), pages 479-488.
    • Handle: RePEc:cai:recosp:reco_553_0479
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    Cited by:

    1. Batifoulier, Philippe, 2015. "Aux origines de la privatisation du financement du soin : quand la théorie de l’aléa moral rencontre le capitalisme sanitaire," Revue de la Régulation - Capitalisme, institutions, pouvoirs, Association Recherche et Régulation, vol. 17.

    More about this item

    JEL classification:

    • D8 - Microeconomics - - Information, Knowledge, and Uncertainty
    • I1 - Health, Education, and Welfare - - Health

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