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Performances sociales : Une raison d'être des institutions de microfinance et pourtant encore peu mesurées. Quelques pistes

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Listed:
  • Cécile Lapenu
  • Manfred Zeller
  • Martin Greely
  • Renée Chao-Béroff
  • Koenraad Verhagen

Abstract

Historically, microfinance has been successful in reaching the population excluded from the classical financial system. In the 90?s, efforts have been concentrated towards financial and institutional sustainability of the microfinance institutions (MFIs). Tools to evaluate financial performances have been developed, but the social performances were taken for granted. However, nowadays, donors and social investors ask the MFIs to justify the fundings? Who are the clients reached ? How to combine social and financial objectives ? How to avoid mission drift ? etc. Some MFIs themselves have the intuition that reinforcing social performances can lead, on the mid run, to strengthen financial sustainability. Some initiatives have flourished, trying to identify few indicators that could be used to assess the social process followed by the MFIs. Stakes of these measures, an overview of some of the recent initiatives, and one of them, the social performance indicators initiative (SPI). This last initiative is aimed at defining a tool for social audit based on a questionnaire divided in four ?social dimensions? : (1) outreach of the poor and excluded ; (2) adaptation of the services and products to the target clients ; ( 3) improvement of social and political capital of the clients ; (4) social responsibility of the MFI.

Suggested Citation

  • Cécile Lapenu & Manfred Zeller & Martin Greely & Renée Chao-Béroff & Koenraad Verhagen, 2004. "Performances sociales : Une raison d'être des institutions de microfinance et pourtant encore peu mesurées. Quelques pistes," Mondes en développement, De Boeck Université, vol. 126(2), pages 51-68.
    • Handle: RePEc:cai:meddbu:med_126_0057
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    References listed on IDEAS

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    1. Sharma, Manohar, 2000. "Microfinance," MP05 briefs 0, International Food Policy Research Institute (IFPRI).
    2. Zeller, Manfred & Meyer, Richard L., 2002. "The triangle of microfinance: financial sustainability, outreach, and impact," Food policy statements 40, International Food Policy Research Institute (IFPRI).
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    Cited by:

    1. Kadandji André, 2022. "The Impact of competition on the social performance of microfinance institutions in Cameroon," Economics Bulletin, AccessEcon, vol. 42(3), pages 1381-1387.
    2. Simon Cornée & Gervais Thenet, 2016. "Efficience des institutions de microfinance en Bolivie et au Pérou:une approche data envelopment analysis en deux étapes," Revue Finance Contrôle Stratégie, revues.org, vol. 19(1), pages 65-91, March.
    3. Gharyeni, Abdellatif, 2019. "Gestion des ressources humaines et nouvelles expériences de l’économie sociale : Cas de la France et du Québec [Human Resources Management and New Experiences in the Social Economy: The Case of Fra," MPRA Paper 101379, University Library of Munich, Germany, revised 2020.
    4. Mamadou Ndione & Diouf Diéne Kolly Ousseynou, 2020. "Rôle des institutions de microfinance dans le financement de l’entrepreneuriat féminin," Post-Print hal-02864437, HAL.
    5. Koen Rossel-Cambier, 2008. "Combined Micro-Finance: Selected Research Questions from a Stakeholder Point of View," Working Papers CEB 08-004.RS, ULB -- Universite Libre de Bruxelles.
    6. Koen Rossel-Cambier, 2010. "Do Multiple Financial Services Enhance the Poverty Outreach of Microfinance Institutions?," Working Papers CEB 10-058, ULB -- Universite Libre de Bruxelles.
    7. SODOKIN, Koffi, 2006. "Functional and structural complementarities of banks and microbanks in L.D.Cs," LEG - Document de travail - Economie 2006-10, LEG, Laboratoire d'Economie et de Gestion, CNRS, Université de Bourgogne.
    8. Patrick-Hervé Mbouombouo Mfossa & Gregory Mvogo & Martin Ndzana, 2013. "Performance Sociale Versus Performance Financière : Quel Objectif Pour Les Microfinances Camerounaises ?," Post-Print hal-01215552, HAL.
    9. Yaya Koloma, 2010. "Différence de performance sociale des institutions de microfinance au Mali," Documents de travail 157, Groupe d'Economie du Développement de l'Université Montesquieu Bordeaux IV.
    10. Marcella Corsi & Marina De Angelis & Pierluigi Montalbano, 2013. "The Gender Impact of Microfinance: The Case of Wekembe in Uganda," Working Papers CEB 13-045, ULB -- Universite Libre de Bruxelles.

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